CENTURY 21 Edge
$999,750$1,050,0004 bd3.5 ba2,755 sqft$363 /sqft$6,927 /mo all-in ↓

3816 BONFIRE DRIVE, ODESSA, FL, 33556

Active16 days on marketListed Sep 4, 2026MLS #TB8542930

Reduced $50KPrivate poolSingle Family ResidenceWHITFIELD PRESERVE PH 1

About this home

3816 BONFIRE DRIVE

Virtually Staged. A hard-to-find value in sought-after Starkey Ranch, 3816 Bonfire Dr delivers an exceptional combination of premium homesite, extensive upgrades and resort-style outdoor living. A welcoming front porch sets the tone for this upgraded Taylor Morrison Amelia, built in 2019 on an oversized homesite backing to open greenspace. Designed for easy one-level living, the home features a 3-car garage, generous gathering spaces and nearly $120,000 in original builder upgrades, complemented by thoughtful owner enhancements throughout. At the heart of the home is a spacious kitchen made for both everyday living and entertaining, featuring an expansive center island with quartz countertops, wood cabinetry, GE Profile stainless steel appliances with gas cooktop, and a large walk-in pantry. The dining area easily accommodates a table for 10 to 12, making it a great spot for everything from holiday dinners to casual meals. It flows naturally from the kitchen and main living area, creating a connected, comfortable space. Coved and tray ceilings add architectural detail throughout the main living areas and primary suite. The primary retreat overlooks the pool and features a spacious bath with a wall-to-wall walk-in shower, garden tub, expansive dual vanity, large water closet and walk-in closet with a flexible customizable storage system. Bedroom 2 has its own ensuite bath, giving guests a comfortable space with added privacy. It’s also a great setup for multigenerational living. Bedrooms 3 and 4 are generously sized, and each offers a walk-in closet, providing the kind of storage often hard to find in secondary bedrooms. A bonus office nook near the oversized laundry room offers a convenient space for working from home or doing homework. Thoughtful owner improvements include bamboo flooring, whole-home water treatment, a generator, hurricane shutters and upgraded landscaping—but the true showpiece is the backyard. Step outside to your own private resort. The saltwater pool features a waterfall grotto and tanning ledge, surrounded by expansive hardscape, covered entertaining space, an outdoor kitchen and dedicated areas for dining, lounging and gathering. With open greenspace behind the property and no rear neighbor directly behind, the setting is private and peaceful. Creating a comparable outdoor retreat today—including the pool, hardscape, covered living space, outdoor kitchen and landscaping—could represent an investment exceeding $250,000. Here, it is already complete and ready to enjoy. Starkey Ranch is one of the Tampa Bay area's most desirable master-planned communities, offering miles of trails, parks, recreational amenities and preserved natural surroundings, along with convenient access to schools, shopping, dining and everyday essentials. Finding this combination in Starkey Ranch at under $1 million is what makes this home especially compelling: a premium greenspace homesite, single-story design, welcoming front porch, 3-car garage, extensive upgrades and a fully completed resort-style backyard—all without the time, expense and disruption of creating it yourself. Bedroom 4 has been virtually staged to showcase its potential and functionality. The room is currently being used by the sellers as they organize and prepare for their move.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,755

Sqft

0.22 ac

Lot size

3

Garage

2019

Year built

One

Levels

$363

Per sqft

Private poolPark/Greenbelt viewNegotiablePets allowed

Inside

FlooringBamboo · Ceramic Tile · Tile
AppliancesDishwasher · Disposal · Exhaust Fan · Range · Range Hood · Water Filtration System
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewPark/Greenbelt
FacesWest
ParkingDriveway · Garage Door Opener · Oversized · Tandem
ExteriorLighting · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$7/mo
Taxes (2025)$11,883/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fire Hydrant · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,927 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$990
HOA fee — from the listing$7
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,975
Interest rate6.00%
Loan term

Estimated payment

$6,927/mo

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property taxes (actual bill)$990
HOA / condo fee$7
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1000K
$869KedgeAI estimate $926,636 · range $905K$981K$1.0M

vs edgeAI estimate

+7.9%

$/sqft vs Odessa actives

$363 vs $278

Days on market

16 vs 51 typical

Where $363/sqft sits among the 189 Odessa actives

79
59
22 · this home
8
8
13
$185–259$259–334$334–408$408–482$482–557$557+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Starkey Ranch

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

Starkey Ranch — neighborhood snapshot

Population

5,445

Median age

40

Median income

$127,978

Median home value

$488,100

Avg household

3

Households w/ children

764

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$725K$775K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

106 of 189

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,750 $50K
Sep 4, 2026Listed at $1,050,000 · 16 days on market since
2019Built · WHITFIELD PRESERVE PH 1

Reality check

What actually sold near 3816 BONFIRE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13389 BATTEN LANESold · Jun ’26

$620,000

13389 BATTEN LANE

4 bd · 3 ba · 2,767 sqft · $224/sqft · 24 DOM

12854 RANGELAND BOULEVARDSold · Nov ’25

$570,000

12854 RANGELAND BOULEVARD

3 bd · 2.5 ba · 2,767 sqft · $206/sqft · 153 DOM

3170 HEART PINE AVENUESold · Jun ’26

$679,000

3170 HEART PINE AVENUE

4 bd · 3 ba · 2,767 sqft · $245/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 3816 BONFIRE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3816 BONFIRE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3816 BONFIRE DRIVE FAQs

What would the monthly payment be for 3816 BONFIRE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,927/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3816 BONFIRE DRIVE?+

The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3816 BONFIRE DRIVE?+

The most recent tax bill on record (2025) was $11,883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3816 BONFIRE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $999,750, this home is listed about 42% above the Odessa median of $705,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3816 BONFIRE DRIVE?+

Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$999,750 runs 48% above the ODESSA 33556 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,050,000, now $999,750 — a $50K cut. The full history is in the market section below.

Listing courtesy of VAN WERT REAL ESTATE SVCS.,LLC · Lauren Rodriguez. MLS #TB8542930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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