809 ROCKY MOUNTAIN COURT, VALRICO, FL, 33594
Active20 days on marketListed Aug 31, 2026MLS #TB8542966
About this home
809 ROCKY MOUNTAIN COURT
Located in the Oak Grove section of the desirable Copper Ridge community, this inviting home offers a thoughtfully designed layout, comfortable living spaces, and a private outdoor retreat with no rear neighbors. A decorative front door creates a welcoming first impression, while the entry features a convenient coat closet and attractive architectural arches that continue throughout the home. The spacious great room provides an open, versatile gathering space and flows seamlessly into the kitchen and dining areas. The well-appointed kitchen features granite countertops, a breakfast bar, dedicated eating area, and pendant lighting over the sink, making everyday meals and entertaining effortless. A separate dining area offers the perfect setting for more formal occasions. A convenient pet door provides direct access to the garage if needed. The primary suite offers a relaxing retreat with a private bath featuring both a walk-in shower and soaking tub, plus direct access to the screened lanai. Sliders from the family room open to the outdoor living space, extending the home’s entertaining area. Outside, enjoy Florida living on the tiled, screened lanai, complete with a ceiling fan and views of the lush backyard. With no rear neighbors, the backyard offers added privacy and a peaceful setting. Additional features include a garage access door to the exterior, ceiling fans and walk in closets. With its desirable Copper Ridge location, open living spaces, architectural details, private backyard, and Florida-friendly outdoor living, this home offers an exceptional opportunity for buyers searching for a home in Valrico, FL!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,855
Sqft
0.16 ac
Lot size
2
Garage
2000
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,567 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,567/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs Valrico actives
$186 vs $215
Days on market
20 vs 36 typical
Where $186/sqft sits among the 197 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Copper Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Copper Ridge — neighborhood snapshot
Population
2,499
Median age
44
Median income
$110,903
Median home value
$226,257
Avg household
3
Households w/ children
192
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 197
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 809 ROCKY MOUNTAIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$400,000
4619 TUCSON COURT · same community
3 bd · 2 ba · 1,847 sqft · $217/sqft · 4 DOM
Sold · Oct ’25$340,000
806 ROCKY MOUNTAIN COURT · same community
3 bd · 2 ba · 1,812 sqft · $188/sqft · 83 DOM
Sold · Jul ’26$340,000
4501 ARIZONA SUN COURT · same community
3 bd · 2 ba · 1,653 sqft · $206/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 809 ROCKY MOUNTAIN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 809 ROCKY MOUNTAIN COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
809 ROCKY MOUNTAIN COURT FAQs
What would the monthly payment be for 809 ROCKY MOUNTAIN COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,567/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 809 ROCKY MOUNTAIN COURT?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 809 ROCKY MOUNTAIN COURT?+
The most recent tax bill on record (2025) was $2,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 809 ROCKY MOUNTAIN COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $345,000, this home is listed about 27% below the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 809 ROCKY MOUNTAIN COURT?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KEY TO FLORIDA REALTY · Rhonda Ryals. MLS #TB8542966.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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