CENTURY 21 Edge
$675,0004 bd2 ba2,140 sqft$315 /sqft$4,719 /mo all-in ↓

1683 OAK PLACE, CLEARWATER, FL, 33755

Active0 days on marketListed Aug 28, 2026MLS #TB8542984

Private poolSingle Family ResidenceWINDSOR WOODS

About this home

1683 OAK PLACE

Virtually Staged. Beautifully updated 4 bedroom, 2 bath Saltwater Pool home on a large corner lot bordering Dunedin, with mature trees, lush landscaping, NO FLOOD ZONE and NO HOA. Offering generous indoor and outdoor living spaces, extensive updates, flexible bedroom accommodations, and room to park a boat or RV, this property is designed for comfortable Florida living without HOA restrictions or costs. Major updates include Custom Anderson Composite Windows, HVAC, Water Softener, Water Heater, Pool Equipment including Salt Cell, Well Pump, Stainless Kitchen Appliances, Engineered Hardwood Flooring in Bedrooms, Guest Bathroom, Custom Accordion Blinds, Light Fixtures, Baseboards, Custom Built-in Closets, Ceiling Fans, Coffee Bar, Landscaping, Interior and Exterior Paint, and Exterior Lighting. As you enter, you are welcomed by a formal dining room and spacious living room featuring floor-to-ceiling built-in bookshelves, large windows, and abundant natural light. Large sliding glass doors open fully to the screened-in lanai, creating a seamless connection between indoor and outdoor living while providing beautiful views of the mature landscape. The open kitchen flows naturally into the living room and features stainless steel appliances, convenient slide-out drawers, a dedicated coffee bar, and a large pantry. Windows and sliding glass doors span nearly the entire back of the home, filling the living spaces with natural light and offering picturesque views of the pool and private backyard. New Anderson Windows with custom accordion blinds provide a clean, modern look while allowing easy control of light and privacy. Bedroom windows feature blackout accordion blinds for added comfort and privacy. The split-bedroom floor plan is ideal for families, guests, or flexible living. Two bedrooms are located on one side of the home, while the primary suite is on the opposite side. The primary suite includes an attached additional bedroom enclosed by pocket doors, perfect as a nursery, home office, sitting room, exercise space, or extension of the suite. The primary bedroom features his and hers closets, including a walk-in and custom floor-to-ceiling built-in. Two additional bedrooms feature built-in shelving for excellent storage. The primary bathroom features an oversized sunken shower, dual sinks, and a convenient walk-out pool entrance. The second bathroom is extensively updated with custom tilework and a striking tiled accent wall. Step outside to your private Florida retreat. The spacious backyard features a large 8 foot deep saltwater swimming pool with new equipment, surrounded by mature trees and lush landscaping for a peaceful, secluded setting. The screened-in lanai is perfect for outdoor dining, entertaining, or relaxing poolside. The spacious 2-car garage includes a built-in workbench, extensive shelving, and storage cabinets. A large driveway provides ample parking, plus dedicated space for a boat or RV. At over 50 feet elevation, prime location, NO FLOOD ZONE, NO HOA, private SALTWATER POOL, spacious corner lot, mature landscaping, flexible split-bedroom layout, abundant natural light, extensive updates, boat/RV parking, and exceptional garage storage, 1683 Oak Place offers a rare combination of space, privacy, flexibility, and Florida lifestyle living.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,140

Sqft

0.35 ac

Lot size

2

Garage

1980

Year built

One

Levels

$315

Per sqft

Private poolFireplace

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionCedar · Wood Frame
FoundationSlab
FacesNorth
ParkingBoat · Driveway · Garage Door Opener · Garage Faces Side · Guest · Off Street · RV Parking · Workshop in Garage
ExteriorIrrigation System · Private Yard · Rain Gutters · Shade Shutter(s) · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$7,964/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,719 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$664
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,719/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$664
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$463KedgeAI estimate $873,251 · range $482K$1.7M$1.8M

vs edgeAI estimate

−22.7%

Days on market

0 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $675,000 · 0 days on market since
1980Built · WINDSOR WOODS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1683 OAK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1683 OAK PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1683 OAK PLACE FAQs

What would the monthly payment be for 1683 OAK PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1683 OAK PLACE?+

The most recent tax bill on record (2025) was $7,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $675,000, this home is listed about 142% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1683 OAK PLACE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 85% above the CLEARWATER 33755 median — but at 2,140 sqft it's also 69% larger than the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Clearwater market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Erin Humphrey. MLS #TB8542984.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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