1630 PICARDY CIRCLE, CLEARWATER, FL, 33755
Active24 days on marketListed Aug 27, 2026MLS #TB8542990
About this home
1630 PICARDY CIRCLE
Charming 2-Bedroom, 2-Bath Single-Family Home in Clearwater! Welcome to 1630 Picardy Circle, a beautifully maintained 2-bedroom, 2-bath home nestled in the heart of Clearwater. This inviting single-family residence offers a perfect blend of comfort and convenience, making it an ideal choice for those seeking a serene lifestyle in a prime location. As you step inside, you’ll be greeted by a spacious open floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for entertaining guests or enjoying quiet evenings at home. The well-appointed kitchen features modern appliances and ample cabinet space. The master bedroom is a true retreat, complete with an en-suite bath and generous closet space. The second bedroom is equally spacious and versatile, offering plenty of room for guests or a home office. The second full bath is conveniently located. Outside, the property boasts a private yard—perfect for outdoor gatherings and enjoying the Florida sunshine. The attached garage provides additional storage and parking. Located in a quiet, friendly neighborhood, this home is just minutes away from Clearwater’s beautiful beaches, shopping, dining, and entertainment options. Plus with easy access to major highways, commuting to Tampa or St. Petersburg is a breeze.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,258
Sqft
0.24 ac
Lot size
2
Garage
1963
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $224
Days on market
24 vs 53 typical
Where $2/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sunset Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sunset Lake Estates — neighborhood snapshot
Population
285
Median age
36
Median income
$84,219
Median home value
$353,300
Avg household
2
Households w/ children
31%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1630 PICARDY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$428,000
1566 SUNSET POINT ROAD · same community
2 bd · 2 ba · 1,256 sqft · $341/sqft · 4 DOM
Sold · Apr ’26$472,000
1613 ELIZABETH LANE · same community
2 bd · 2 ba · 1,202 sqft · $393/sqft · 2 DOM
Sold · May ’26$427,500
1531 PICARDY CIRCLE · same community
3 bd · 2 ba · 1,408 sqft · $304/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1630 PICARDY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1630 PICARDY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1630 PICARDY CIRCLE FAQs
What would the monthly payment be for 1630 PICARDY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1630 PICARDY CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,250, this home is listed about 99% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1630 PICARDY CIRCLE?+
Dunedin Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Cherie Kelly. MLS #TB8542990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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