
2459 FRANCISCAN DRIVE UNIT 37, CLEARWATER, FL, 33763
Active21 days on marketListed Aug 30, 2026MLS #TB8543019
About this home
2459 FRANCISCAN DRIVE UNIT 37
Welcome to easy, resort-style living in the desirable 55+ community of On Top of the World! This furnished, move-in-ready 2-bedroom, 2-bath corner unit offers 1,100 sq. ft., an in-unit washer and dryer, and a convenient second-floor location near the elevator. Inside, you'll find a bright, open living and dining area, updated kitchen, luxury vinyl flooring, fresh paint, ceiling fans throughout, spacious bedrooms, and a primary suite with private bath. The additional Florida room provides the perfect space to relax or entertain. Enjoy an incredible active lifestyle with two golf courses with no additional green fees, two heated pools, recreation centers, fitness center, pickleball, tennis, shuffleboard, clubs, classes, social events, Good Karma Café, and more! Conveniently located near shopping, dining, entertainment, Gulf beaches, and airports. Furnished, updated, and ready to enjoy—come see it today! HOA approval required. Financing requires 35% down. Land lease warranty deed. Sold AS-IS.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1974
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,437 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,437/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs ON TOP OF THE WORLD
$159 vs $139
Days on market
21 vs 53 typical
Where $159/sqft sits among the 225 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
On Top Of The World — neighborhood snapshot
Population
5,848
Median age
66
Median income
$49,901
Median home value
$175,921
Avg household
2
Households w/ children
375
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
113 of 225
ON TOP OF THE WORLD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2459 FRANCISCAN DRIVE UNIT 37
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$108,000
2431 CANADIAN WAY UNIT 9 · same community
2 bd · 1 ba · 1,100 sqft · $98/sqft · 79 DOM
Sold · Dec ’25$175,000
2071 AUSTRALIA WAY W UNIT 9 · same community
2 bd · 2 ba · 1,100 sqft · $159/sqft · 98 DOM
Sold · Dec ’25$115,000
2358 ECUADORIAN WAY UNIT 56 · same community
2 bd · 2 ba · 1,100 sqft · $105/sqft · 412 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2459 FRANCISCAN DRIVE UNIT 37 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2459 FRANCISCAN DRIVE UNIT 37 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2459 FRANCISCAN DRIVE UNIT 37 FAQs
What would the monthly payment be for 2459 FRANCISCAN DRIVE UNIT 37?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2459 FRANCISCAN DRIVE UNIT 37?+
The most recent tax bill on record (2025) was $2,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2459 FRANCISCAN DRIVE UNIT 37?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $175,000, this home is listed about 37% below the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2459 FRANCISCAN DRIVE UNIT 37?+
Leila Davis Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$175,000 runs 12% above the CLEARWATER 33763 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Leila Davis Elementary School, Countryside High School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Joshua Wood. MLS #TB8543019.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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