7812 WINDWARD WAY, ODESSA, FL, 33556
Active24 days on marketListed Aug 27, 2026MLS #TB8543152
About this home
7812 WINDWARD WAY
Welcome to a rare opportunity! LOW Annual HOA and No CDD! This beautifully appointed 4 bedroom, 3.5 bath pool home set on an expansive corner lot spanning over an acre, offering the space, privacy, and lifestyle that everyone dreams of while being close to everything. This residence blends comfort, function, and long-term peace of mind thanks to major recent upgrades. The home features a NEW Roof (2026), NEW AC system (2026), NEW Septic system (2026), New Hot Water Heater (2025), NEW Well pressure tank & switch (2026), Refinished pool pavers (2026), Fresh Exterior paint (2026), and NEW carpeting (2025) — providing exceptional value and worry-free living for years to come. The upgraded impact windows (2018) add both elegance and enhanced storm protection, elevating the home’s overall quality and efficiency. Inside, generous living spaces are filled with natural light, creating a warm and inviting atmosphere. The layout flows seamlessly toward the outdoors, where the sparkling pool becomes the centerpiece of the backyard — perfect for entertaining, relaxing, or enjoying the tranquility of the acreage surrounding the home. One bedroom and bath are situated privately on the right side of the home allowing for an in-law suite if desired. Families will appreciate that it is zoned for A-rated schools, making it an exceptional choice for long-term living. Shopping, dining, recreation, and major roadways just minutes away, convenience is never compromised. Make your appointment today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,289
Sqft
1.05 ac
Lot size
2
Garage
1977
Year built
One
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,469 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,469/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
$/sqft vs Odessa actives
$306 vs $278
Days on market
24 vs 51 typical
Where $306/sqft sits among the 190 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
107 of 190
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 7812 WINDWARD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$720,000
7811 PINEVIEW DRIVE · same community
4 bd · 2 ba · 2,219 sqft · $324/sqft · 36 DOM
Sold · Jul ’26$620,000
7809 PINEVIEW DRIVE · same community
3 bd · 2 ba · 1,941 sqft · $319/sqft · 29 DOM
Sold · May ’26$700,000
19116 FORREST DRIVE
4 bd · 2 ba · 2,286 sqft · $306/sqft · 214 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7812 WINDWARD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7812 WINDWARD WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7812 WINDWARD WAY FAQs
What would the monthly payment be for 7812 WINDWARD WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,469/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7812 WINDWARD WAY?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7812 WINDWARD WAY?+
The most recent tax bill on record (2025) was $3,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7812 WINDWARD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $699,900, this home is listed about 1% below the Odessa median of $705,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7812 WINDWARD WAY?+
Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Strong assigned schools
Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $719,900, now $699,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Michael Dickey. MLS #TB8543152.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Odessa homes, in your inbox
Like 7812 WINDWARD WAY but not quite? A daily digest of every new listing in Odessa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Julian to ping you on any price or status change →