CENTURY 21 Edge
$485,0003 bd2 ba1,393 sqft$348 /sqft$3,230 /mo all-in ↓

1972 SEVER DRIVE, CLEARWATER, FL, 33764

Active23 days on marketListed Aug 28, 2026MLS #TB8543443

Private poolSingle Family ResidenceFAIR OAKS 5TH ADD

About this home

1972 SEVER DRIVE

Virtually Staged. Well Maintained Pool Home with Unique Architectural Character, located in Established Clearwater neighborhood. A Split Bedroom plan offers a Perfect floorplan for families, guests or those who work at home. The Spacious Screened back porch (30'x9') is great for outdoor entertaining and extends your Living Area. The Pool has a bird cage screen enclosure to keep pests out & Hayward Navigator Pool Sweep insures ease of pool maintenance. The Whole House Generac Generator offers peace of mind & comfort during power outages - connected to Natural Gas. The Roof is New in 2022 & HVAC System is New in 2015. Transferable Sentricon Termite Contract. Walk to Plumb Elementary, Oak Grove Middle & Clearwater High School. Just Minutes to Clearwater Beach, Downtown Clearwater, Highly Rated Medical Facilities, Morton Plant Hospital, Shopping, Dining & Numerous Golf Courses. Central Pinellas Location is Convenient for quick commute to Tampa & St Petersburg. Non-Evacuation, Flood Zone X. Water softener is leased & being removed on 9/09/26. Seller to leave Ring Doorbell & 2 Ring camera/floodlights. Squeaky Clean & Move-In Ready.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,393

Sqft

0.2 ac

Lot size

2

Garage

1968

Year built

One

Levels

$348

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Open
ExteriorSliding Doors

Community & fees

Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,230 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$3,674/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Est. property taxes$445
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$466KedgeAI estimate $496,877 · range $495K$498K$518K

vs edgeAI estimate

−2.4%

$/sqft vs Clearwater actives

$348 vs $224

Days on market

23 vs 53 typical

Where $348/sqft sits among the 400 Clearwater actives

176
125
53 · this home
12
10
24
$119–213$213–307$307–401$401–495$495–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33764 — neighborhood snapshot

Population

27,365

Median age

50.8

Median income

$64,573

Median home value

$302,500

Avg household

2.15

Households w/ children

2,246

For the school run

Pinellas County School District

ElementaryBelcher Elementary School★★★★★
MiddleOak Grove Middle School★★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

249 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 137% above the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $485,000 · 23 days on market since
1968Built · FAIR OAKS 5TH ADD

Reality check

What actually sold near 1972 SEVER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1660 S LAKE AVENUE UNIT 1Sold · Sep ’25

$125,000

1660 S LAKE AVENUE UNIT 1

2 bd · 2 ba · 1,400 sqft · $89/sqft · 253 DOM

1655 S HIGHLAND AVENUE UNIT J194Sold · Mar ’26

$168,000

1655 S HIGHLAND AVENUE UNIT J194

2 bd · 2 ba · 1,270 sqft · $132/sqft · 52 DOM

1655 S HIGHLAND AVENUE UNIT J289Sold · Mar ’26

$163,000

1655 S HIGHLAND AVENUE UNIT J289

2 bd · 2 ba · 1,270 sqft · $128/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1972 SEVER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1972 SEVER DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1972 SEVER DRIVE FAQs

What would the monthly payment be for 1972 SEVER DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,230/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1972 SEVER DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1972 SEVER DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $485,000, this home is listed about 74% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1972 SEVER DRIVE?+

Belcher Elementary School (elementary), Oak Grove Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AMOROSE & ASSOCIATES REALTY · Rick Amorose. MLS #TB8543443.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 1972 SEVER DRIVE but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Erwin to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 7:36 PM UTC. The listing information on this page last changed on September 20, 2026 at 7:36 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 7:36 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 7:36 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.