2780 N RIVERSIDE DRIVE UNIT 805, TAMPA, FL, 33602
Active20 days on marketListed Sep 1, 2026MLS #TB8543460
About this home
2780 N RIVERSIDE DRIVE UNIT 805
Completely renovated waterfront condo in the highly desirable neighborhood of Riverside Heights, and less than a block from the upcoming Riverwalk extension at Columbus Drive. Enjoy sunset from the private balcony of this top floor, three bedroom, two bath end unit. Recent major remodel includes new kitchen, bathrooms, flooring, doors, trim, hardware and fixtures, impact sliding doors and windows, and so much more. Enter into a central hallway and notice that the ceiling was raised to create a more open and modern feel, a rare improvement in the building. To the left is the first guest bedroom and the guest bathroom, which features an extended vanity and shower/tub combo. Further down on the right is the primary suite which features a large bedroom plus attached bonus room perfect as an office, nursery, or workout space. The primary bathroom features a double vanity and glass-enclosed shower, and a walk-in closet with custom shelving. The beautiful open kitchen features new, modern stainless steel appliances, quartz counters, premium cabinets with soft close, and a tiled backsplash, and is open to an enormous living and dining space. The 3rd bedroom, currently used as an office, is accessed through French doors and has water views and its own balcony access. The kitchen and adjacent living spaces are all open and expansive, creating a comfortable space for both private life and social gatherings. The private balcony with views of the river and Downtown Tampa is perfect for morning coffee or sunset cocktails, and also includes a private storage closet. There is a large pantry and laundry room just off the kitchen. The fully gated community features a pool and clubhouse with sauna, 350’ waterfront boardwalk with transient boat slips, recently refinished tennis and pickleball court, and a dog park. Included with Unit 805 is a deeded and dedicated covered garage parking spot, which is a coveted asset in the building, and can be sold or transferred. The community also provides a personal storage locker and a bike-storage room, and dedicated area for owners to park boat trailers or RVs. Convenient location just minutes from Armature Works and a brand new Publix, Downtown Tampa and Ybor City, Tampa International, and more. Contact a Realtor to schedule a showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,668
Sqft
0 ac
Lot size
1
Garage
1983
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,614 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.7%
$/sqft vs Tampa actives
$297 vs $293
Days on market
20 vs 43 typical
Where $297/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverside Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Riverside Heights — neighborhood snapshot
Population
3,049
Median age
44
Median income
$117,020
Median home value
$457,650
Avg household
2
Households w/ children
291
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
242 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2780 N RIVERSIDE DRIVE UNIT 805
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$391,500
2780 N RIVERSIDE DRIVE UNIT 702 · same community
3 bd · 2 ba · 1,547 sqft · $253/sqft · 2 DOM
Sold · May ’26$650,974
1005 W CYPRESS STREET UNIT 2
3 bd · 2.5 ba · 1,620 sqft · $402/sqft · 272 DOM
Sold · May ’26$497,500
2109 W GRACE STREET
4 bd · 2 ba · 1,558 sqft · $319/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2780 N RIVERSIDE DRIVE UNIT 805 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2780 N RIVERSIDE DRIVE UNIT 805 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2780 N RIVERSIDE DRIVE UNIT 805 FAQs
What would the monthly payment be for 2780 N RIVERSIDE DRIVE UNIT 805?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,614/mo — principal and interest, the actual property-tax bill, the $1,183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2780 N RIVERSIDE DRIVE UNIT 805?+
The association fee works out to $1,183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2780 N RIVERSIDE DRIVE UNIT 805?+
The most recent tax bill on record (2025) was $1,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2780 N RIVERSIDE DRIVE UNIT 805?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $495,000, this home is listed about 10% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2780 N RIVERSIDE DRIVE UNIT 805?+
Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33602 market on paper
$495,000 is 15% below the TAMPA 33602 median of $584,450, and at $297/sqft it sits under the Tampa average of $343.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,183/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Ryan Chamblee. MLS #TB8543460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 2780 N RIVERSIDE DRIVE UNIT 805 but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →