CENTURY 21 Edge
$749,9005 bd3 ba2,758 sqft$272 /sqft$4,803 /mo all-in ↓

19320 SW 295TH STREET, HOMESTEAD, FL, 33030

Active18 days on marketListed Sep 4, 2026MLS #TB8543763

Private poolSingle Family ResidenceBISCADO ESTATES SEC 01

About this home

19320 SW 295TH STREET

<INTERIOR PHOTOS + 3D TOUR PROVIDED UPON REQUEST> INCREDIBLE OPPORTUNITY!!! This expansive 5-bedroom, 3-bath, two-story POOL HOME with a 2-car garage is truly a must-see! Situated on approximately 3/4 of an acre in Homestead, this aggressively priced property presents an incredible opportunity for investors and owner-occupants alike. The home welcomes you with a large front lawn, mature shade trees, tropical landscaping, and a long circular driveway providing abundant parking. A charming covered wraparound porch enhances the curb appeal, while the sprawling backyard features a large fenced swimming pool, surrounding patio, expansive screened-in porch, detached storage shed, and plenty of open land for recreation or future improvements. Enter through the double front doors into a spacious foyer highlighted by a classic wood staircase. The formal dining room sits to the left, with the kitchen conveniently positioned to the right. An adjacent office provides flexible space for working, studying, or storage. Beyond the kitchen, a separate utility area provides access to a full bathroom, the attached two-car garage, and a first-floor bedroom—ideal for guests, extended family, or an in-law-style arrangement. Upstairs, you’ll find four additional bedrooms and a full guest bathroom along the hallway. The expansive primary suite offers generous living space, a walk-in closet, and a private en-suite bathroom. Wide side yards extend along both sides of the home, including a secondary driveway leading to the garage and detached storage structure. Beyond the pool, the enormous open yard offers room for a guesthouse, workshop, sports court, playground, outdoor kitchen, or additional entertainment space, subject to zoning and permitting. The roof is approximately 20 years old, while the A/C is approximately 7 years old. Plumbing and electrical are reported to be in good working condition. The property operates on septic and well water and has NO HOA, providing added flexibility without monthly association fees or restrictions. DON’T MISS OUT on this rare Homestead property offering incredible space, versatility, and ENDLESS POSSIBILITIES! PLEASE CONTACT LISTING AGENTS FOR INTERIOR PHOTOS!!!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,758

Sqft

0.76 ac

Lot size

2

Garage

1987

Year built

Two

Levels

$272

Per sqft

Private poolFireplaceNegotiable

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryLaundry Room · Other
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$3,781/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,803 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$315
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$4,803/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$315
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Homestead

Get to know Homestead. See the full Homestead guide →

HOMESTEAD 33030 — neighborhood snapshot

Population

35,957

Median age

30.3

Median income

$43,231

Median home value

$382,200

Avg household

3.31

Households w/ children

5,343

For the school run

Dade County School District

ElementaryAvocado Elementary School
HighSouth Dade Senior High School★★★★★
MiddleSouth Dade Middle School★★★★
Title I Migrant Education Program
Instructional Center System Wide
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homestead market

Seller’s marketLeans buyer15.0 months of inventoryBuyer’s market

$461K$450K

Homestead median sold, yr/yr

98.8%

Sale-to-list ratio (12 mo)

Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the HOMESTEAD 33030 median. See the full Homestead market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $749,900 · 18 days on market since
1987Built · BISCADO ESTATES SEC 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19320 SW 295TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19320 SW 295TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19320 SW 295TH STREET FAQs

What would the monthly payment be for 19320 SW 295TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,803/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19320 SW 295TH STREET?+

The most recent tax bill on record (2025) was $3,781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homestead?+

At $749,900, this home is listed about 68% above the Homestead median of $447,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19320 SW 295TH STREET?+

Avocado Elementary School (elementary), South Dade Senior High School (high), South Dade Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RICHARD PETERS REALTY LLC · Gian Pena. MLS #TB8543763.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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