CENTURY 21 Edge
$329,9004 bd2 ba2,236 sqft$148 /sqft$2,644 /mo all-in ↓

11324 HUMBER ROAD, WEEKI WACHEE, FL, 34614

Active10 days on marketListed Sep 10, 2026MLS #TB8543808

Single Family ResidenceROYAL HIGHLANDS

About this home

11324 HUMBER ROAD

Virtually Staged. PROPERTY ELIGIBLE FOR $0 DOWN PAYMENT USDA FINANCING! SHOWCASING 4 BEDROOMS, 2 BATHROOMS, A VERSATILE FLEX ROOM, AND A 2-CAR GARAGE—all situated on nearly half an acre! This home offers a thoughtfully designed split-bedroom floor plan with generous living areas that balance comfort and function. Upon entry, the dining room creates an inviting first impression, with ample room for hosting or use as a formal sitting area, playroom, or additional gathering space. Directly opposite, the dedicated flex room provides the perfect setting for a den, study, home office, gym, or hobby room. The floor plan opens into the expansive living room and kitchen, where vaulted ceilings enhance the home’s bright and airy feel. Luxury vinyl plank flooring flows throughout—NO CARPET! The kitchen features granite countertops, GE Slate appliances, two closet pantries, a large center island, and an eat-in area for casual meals or morning coffee. French doors off the kitchen lead directly to the rear patio, creating an easy transition for outdoor dining, entertaining, or relaxing. Privately positioned on one side of the home, the expansive primary suite boasts two walk-in closets and an en suite bathroom with a garden tub and separate step-in shower. Three additional well-sized bedrooms and the second full bathroom are located on the opposite side, providing privacy and separation. An indoor laundry room adds everyday convenience. Step outside to the partially fenced backyard, where there is plenty of room for outdoor activities, gardening, and the possibility of adding a future pool. Updates include: NEW ROOF 2024, HVAC with UV LIGHT 2021, WELL PUMP 2025, IRRIGATION SYSTEM 2021, SEAMLESS GUTTER SYSTEM 2021, and a FRESHLY PAINTED INTERIOR 2026. With NO HOA and NO CDD, this property provides the freedom to enjoy your lifestyle and bring your recreational toys. Conveniently located near US-19, SR-50, and the Suncoast Parkway, along with shopping, dining, healthcare, parks, Weeki Wachee Springs, and Gulf Coast recreation. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,236

Sqft

0.46 ac

Lot size

2

Garage

2007

Year built

One

Levels

$148

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$4,750/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,644 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,942
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$396
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,547Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,547
Interest rate6.00%
Loan term

Estimated payment

$2,644/mo

Principal & interest$1,942
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$396
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$317KedgeAI estimate $373,961 · range $369K$377K$392K

vs edgeAI estimate

−11.8%

$/sqft vs ROYAL HIGHLANDS

$148 vs $199

Days on market

10 vs 50 typical

Where $148/sqft sits among the 133 homes for sale in ROYAL HIGHLANDS

11 · this home
25
42
24
16
15
$148–166$166–184$184–203$203–221$221–239$239+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Royal Highlands

Drive times from this address

Tampa Int’l Airport (TPA)64 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

Royal Highlands — neighborhood snapshot

Population

7,281

Median age

44

Median income

$86,157

Median home value

$281,096

Avg household

3

Households w/ children

804

For the school run

Hernando County School District

HighWeeki Wachee High School★★★★★
ElementaryWinding Waters K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$350K$348K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

72 of 133

ROYAL HIGHLANDS have cut their price

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the WEEKI WACHEE 34614 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $329,900 · 10 days on market since
2007Built · ROYAL HIGHLANDS

Reality check

What actually sold near 11324 HUMBER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12126 EVERGLADES KITE ROADSold · Nov ’25

$410,850

12126 EVERGLADES KITE ROAD · same community

4 bd · 3 ba · 2,286 sqft · $180/sqft · 0 DOM

12310 INDIGO BUNTING ROADSold · Nov ’25

$397,550

12310 INDIGO BUNTING ROAD · same community

4 bd · 2 ba · 2,169 sqft · $183/sqft · 170 DOM

16133 PENN STATE ROADSold · Dec ’25

$430,000

16133 PENN STATE ROAD · same community

4 bd · 2.5 ba · 2,166 sqft · $199/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11324 HUMBER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11324 HUMBER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11324 HUMBER ROAD FAQs

What would the monthly payment be for 11324 HUMBER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,644/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11324 HUMBER ROAD?+

The most recent tax bill on record (2025) was $4,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11324 HUMBER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Weeki Wachee?+

At $329,900, this home is listed about 14% below the Weeki Wachee median of $383,990. The market section on this page shows how the area is trending.

Which schools are assigned to 11324 HUMBER ROAD?+

Weeki Wachee High School (high), Winding Waters K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Rachel Queen. MLS #TB8543808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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