70 BAY WOODS DRIVE, SAFETY HARBOR, FL, 34695
Active18 days on marketListed Sep 4, 2026MLS #TB8543836
About this home
70 BAY WOODS DRIVE
Virtually Staged. Welcome to 70 Bay Woods Drive, a distinctive 4-bedroom, 2.5-bath residence tucked away in the desirable Bay Woods community of Safety Harbor. Situated on approximately one-third of an acre, this spacious multi-level home offers architectural character, generous living areas, and a private setting with creek frontage and a peaceful natural backdrop. Inside, you’ll find soaring ceilings, warm wood details, formal living and dining areas, and an impressive family room featuring a wood-burning fireplace, built-in wine storage, and bar area. Impact windows throughout the home provide added storm protection, energy efficiency, noise reduction, and peace of mind. The flexible floor plan provides plenty of room for entertaining, working from home, hobbies, or creating personalized living spaces to fit your lifestyle. Step outside and enjoy Florida living with a covered patio, heated spa, fenced backyard, mature landscaping, and plenty of space to relax or entertain. The property also features a 2-car attached garage, additional storage/workshop space, and gated parking options for a boat, trailer, or golf cart. Location is another major highlight. Enjoy convenient access to Philippe Park, Safety Harbor’s waterfront, marina, and charming downtown Main Street filled with locally owned restaurants, shops, cafés, festivals, and community events. Clearwater Beach, Honeymoon Island State Park, and the Gulf beaches are within easy driving distance, while Tampa International Airport and St. Pete-Clearwater International Airport make travel convenient. Whether you’re relaxing in the backyard, exploring nearby parks and trails, enjoying an evening downtown, or heading to the beach, 70 Bay Woods Drive offers space, character, valuable upgrades, and the relaxed Florida lifestyle that makes Safety Harbor such a special place to call home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,802
Sqft
0.32 ac
Lot size
2
Garage
1981
Year built
Three Or More
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,372 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,372/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs Safety Harbor actives
$268 vs $333
Days on market
18 vs 65 typical
Where $268/sqft sits among the 87 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
48 of 87
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 70 BAY WOODS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$640,000
8 CLEARVIEW DRIVE · same community
4 bd · 2 ba · 2,128 sqft · $301/sqft · 22 DOM
Sold · Dec ’25$585,000
20 PINEWOOD CIRCLE · same community
3 bd · 2 ba · 1,780 sqft · $329/sqft · 37 DOM
Sold · Mar ’26$1,050,000
2166 SCARLET OAKS STREET
4 bd · 3 ba · 2,811 sqft · $374/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 70 BAY WOODS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 70 BAY WOODS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
70 BAY WOODS DRIVE FAQs
What would the monthly payment be for 70 BAY WOODS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,372/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 70 BAY WOODS DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 70 BAY WOODS DRIVE?+
The most recent tax bill on record (2025) was $10,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 70 BAY WOODS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $750,000, this home is listed about 25% above the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 70 BAY WOODS DRIVE?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$750,000 runs 33% above the SAFETY HARBOR 34695 median — but at 2,802 sqft it's also 47% larger than the typical Safety Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL LIFESTYLE LLC · Victor Macias. MLS #TB8543836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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