105 ISLAND WAY UNIT 138, CLEARWATER, FL, 33767
Active22 days on marketListed Aug 30, 2026MLS #TB8543841
About this home
105 ISLAND WAY UNIT 138
Fantastic opportunity to own a Fully renovated 2 bed and 2 full bath third floor CORNER UNIT. The views from this condo are spectacular from pool to endless water and intra-coastal views from every room! This updated home is an open concept with the kitchen opening to both dining and living room. The Master retreat updates include new master bath remodel and freshly painted and new carpet. The unit has updated impact glass sliders and window, crown molding, updated A/C and hot water heater along with porcelain tile and granite countertops throughout. Also included is 1 assigned under building storage closet and parking spot. Plenty of extra guest parking and street parking for guests. Located at The Islander, this is a 55 plus community that has a huge, heated pool and spa, shuffleboard and pool baths. Located on Island Estates there is a Publix grocery, gas station, fine dining, bank and all half a mile stroll to our famous Clearwater Beach. This is within a 20 minute drive to 2 International Airports.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,090
Sqft
1 ac
Lot size
1972
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,402 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.7%
$/sqft vs Clearwater actives
$274 vs $224
Days on market
22 vs 53 typical
Where $274/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 ISLAND WAY UNIT 138
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$284,000
105 ISLAND WAY UNIT 147 · same community
2 bd · 2 ba · 1,090 sqft · $261/sqft · 5 DOM
Sold · Feb ’26$437,500
865 S GULFVIEW BOULEVARD UNIT 312
2 bd · 2 ba · 1,074 sqft · $407/sqft · 92 DOM
Sold · Sep ’25$475,000
865 S GULFVIEW BOULEVARD UNIT 202
2 bd · 2 ba · 1,074 sqft · $442/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 ISLAND WAY UNIT 138 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 ISLAND WAY UNIT 138 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
105 ISLAND WAY UNIT 138 FAQs
What would the monthly payment be for 105 ISLAND WAY UNIT 138?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,402/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 ISLAND WAY UNIT 138?+
The most recent tax bill on record (2025) was $4,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 ISLAND WAY UNIT 138?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $299,000, this home is listed about 7% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 105 ISLAND WAY UNIT 138?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33767 market on paper
$299,000 is 47% below the CLEARWATER 33767 median of $560,000, and at $274/sqft it sits under the Clearwater average of $279.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mary Donovan, Pa. MLS #TB8543841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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