106 S FERNWOOD AVENUE, CLEARWATER, FL, 33765
Active0 days on marketListed Sep 22, 2026MLS #TB8544405
About this home
106 S FERNWOOD AVENUE
Virtually Staged. Brand-new roof, private pool & located in a non-flood zone in Clearwater! Welcome to 106 S Fernwood Avenue, a 3-bedroom, 2-bath Clearwater pool home situated on a desirable corner lot with a fenced backyard, screened lanai, oversized 1-car garage, 19 x 12 carport & large driveway offering plenty of parking. Step through the brand-new front door into a spacious floor plan with two separate living areas. The large living room provides plenty of room to gather, while the separate 25 x 14 family room features new LVP flooring, pool access, large windows for lots of natural light and a wood-burning brick fireplace, creating a warm & inviting space for relaxing, entertaining or watching the big game with family and friends! The kitchen offers generous oak cabinetry, a brand-new stainless steel dishwasher, smooth top stainless steel range, built-in pantry with convenient pull-out shelving & a pass-through to the family room. Double-pane windows bring natural light into the home while adding to the homes energy efficiency. The primary bedroom features new LVP flooring, an en-suite bathroom & walk-in closet. Two additional bedrooms & a second full bathroom with a tub/shower combo provide flexibility for family, guests or a home office. Florida living really shines in the backyard! Enjoy your own private in-ground swimming pool surrounded by a paver pool deck, along with a screened lanai & fenced backyard. An electric retractable awning provides welcome shade while enjoying the pool and outdoor living area, giving you the option of sunshine or shade at the touch of a button. Whether you're cooling off in the pool, relaxing under the awning or entertaining friends & family, this outdoor space is designed to be enjoyed. Another major highlight is the brand-new roof, an especially valuable improvement for a Florida home. An oversized 1-car garage plus covered carport & expansive driveway provide excellent storage along with plenty of parking for residents & guests. Conveniently located in Clearwater, Florida, near shopping, dining, parks, major roadways, Tampa International Airport, St. Pete-Clearwater International Airport & the beautiful Gulf beaches. Looking for a Clearwater home with a brand-new roof, private pool, paver pool deck, shaded outdoor living & plenty of parking? 106 S Fernwood Avenue checks those boxes & more. Schedule your private showing today & come see everything this home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,478
Sqft
0.2 ac
Lot size
1
Garage
1960
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.8%
$/sqft vs Clearwater actives
$271 vs $224
Days on market
0 vs 53 typical
Where $271/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33765 — neighborhood snapshot
Population
14,364
Median age
47.2
Median income
$61,910
Median home value
$290,700
Avg household
2.31
Households w/ children
1,385
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
257 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 S FERNWOOD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
106 S MAYWOOD AVENUE · same community
3 bd · 2 ba · 1,285 sqft · $272/sqft · 35 DOM
Sold · Dec ’25$540,000
2445 GLENANN DRIVE
2 bd · 2 ba · 1,471 sqft · $367/sqft · 6 DOM
Sold · Apr ’26$429,000
2060 ENVOY COURT
2 bd · 2 ba · 1,460 sqft · $294/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 S FERNWOOD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 S FERNWOOD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
106 S FERNWOOD AVENUE FAQs
What would the monthly payment be for 106 S FERNWOOD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,173/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 106 S FERNWOOD AVENUE?+
The most recent tax bill on record (2025) was $5,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $399,900, this home is listed about 43% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 106 S FERNWOOD AVENUE?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 60% above the CLEARWATER 33765 median — but at 1,478 sqft it's also 17% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Clearwater market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY · Kathie Lea. MLS #TB8544405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 106 S FERNWOOD AVENUE but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →