350 79TH AVENUE N UNIT 134, ST PETERSBURG, FL, 33702
Active20 days on marketListed Sep 1, 2026MLS #TB8544755
About this home
350 79TH AVENUE N UNIT 134
Welcome to Gateway by the Bay! This freshly updated 2-bedroom, 1-bath condominium offers comfortable, low-maintenance living in a waterfront St. Petersburg community open to residents of all ages. Recent improvements include fresh interior paint, new flooring throughout and a new water heater. The updated kitchen features quartz countertops, creating a clean, modern space for everyday living. Gateway by the Bay offers a variety of community amenities, including a swimming pool, clubhouse, barbecue area, laundry facilities, guest parking and a waterfront pier overlooking the canal. Enjoy direct access to the water for kayaking, fishing or simply relaxing by the waterfront. Conveniently located just off 4th Street, you're close to shopping, dining and everyday conveniences, with easy access to downtown St. Petersburg, Tampa, area beaches and both Tampa International and St. Pete-Clearwater International airports. The HOA covers building insurance, grounds maintenance, water, sewer and trash, adding to the ease of condo living. Whether you're looking for a primary residence, seasonal getaway or investment property, this move-in-ready condo offers an excellent opportunity to own in a waterfront St. Petersburg community.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
915
Sqft
0 ac
Lot size
1970
Year built
One
Levels
$107
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.2%
$/sqft vs St Petersburg actives
$107 vs $305
Days on market
20 vs 57 typical
Where $107/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Riviera Bay — neighborhood snapshot
Population
3,650
Median age
49
Median income
$114,177
Median home value
$430,807
Avg household
2
Households w/ children
376
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
257 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 350 79TH AVENUE N UNIT 134
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$130,000
350 79TH AVENUE N UNIT 238 · same community
2 bd · 1 ba · 915 sqft · $142/sqft · 79 DOM
Sold · Dec ’25$150,000
350 79TH AVENUE N UNIT 204 · same community
2 bd · 1 ba · 915 sqft · $164/sqft · 79 DOM
Sold · Jan ’26$75,000
350 79TH AVENUE N UNIT 332 · same community
1 bd · 1 ba · 690 sqft · $109/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 350 79TH AVENUE N UNIT 134 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 350 79TH AVENUE N UNIT 134 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
350 79TH AVENUE N UNIT 134 FAQs
What would the monthly payment be for 350 79TH AVENUE N UNIT 134?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill, the $1,147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 350 79TH AVENUE N UNIT 134?+
The association fee works out to $1,147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 350 79TH AVENUE N UNIT 134?+
The most recent tax bill on record (2025) was $2,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 350 79TH AVENUE N UNIT 134?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $97,900, this home is listed about 77% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 350 79TH AVENUE N UNIT 134?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST PETERSBURG 33702 market on paper
$97,900 is 56% below the ST PETERSBURG 33702 median of $225,000, and at $107/sqft it sits under the St Petersburg average of $377.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,147/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $109,000, now $97,900 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Steven Araico. MLS #TB8544755.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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