3438 KIMBERLY OAKS DRIVE, HOLIDAY, FL, 34691
Active1 days on marketListed Sep 2, 2026MLS #TB8544774
About this home
3438 KIMBERLY OAKS DRIVE
Opportunity is knocking, and this charming 2-bedroom, 1-bath single-family home in the heart of Holiday is answering in a big way! At 988 square feet of smart, comfortable living space, this home delivers everything today's buyer is looking for - affordability, peace of mind, and a location that keeps you minutes from everything US-19 has to offer. This beauty features a brand-new 2026 roof complete with a transferable warranty, plus a fully replaced septic system. The costly updates have been handled, so you can move in and simply enjoy. Inside, you'll find two full bedrooms and a flexible layout with the potential for a third bedroom - perfect for a home office, guest room, or growing family. Whether you're a first-time buyer ready to build equity, an investor hunting for a smart addition to your portfolio, or a downsizer seeking low-maintenance living in a convenient location, this home checks every box. The sellers are offering 2% toward the buyer's prepaids - that's real money back in your pocket at closing! Homes like this - with major systems brand new, a central location, and a price built to move - don't linger on the market. Reach out today to schedule your private showing before someone else calls this gem home.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
988
Sqft
0.12 ac
Lot size
1
Garage
1967
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.6%
Days on market
1 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
The numbers that matter
The Holiday market
$233K → $232K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the Holiday median. See the full Holiday market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3438 KIMBERLY OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3438 KIMBERLY OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3438 KIMBERLY OAKS DRIVE FAQs
What would the monthly payment be for 3438 KIMBERLY OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3438 KIMBERLY OAKS DRIVE?+
The most recent tax bill on record (2025) was $2,138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holiday?+
At $224,999, this home is listed about 6% below the Holiday median of $239,950. The market section on this page shows how the area is trending.
Listing courtesy of OLYMPIC REALTY SERVICES LLC · Derrik Bonelli. MLS #TB8544774.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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