CENTURY 21 Edge
$345,0001 bd1.5 ba1,045 sqft$330 /sqft$2,489 /mo all-in ↓

1817 BEACHWAY LANE, ODESSA, FL, 33556

Active16 days on marketListed Sep 4, 2026MLS #TB8544834

Priced 49% below the ODESSA 33556 medianSingle Family ResidenceHOLIDAY CLUB

About this home

1817 BEACHWAY LANE

Virtually Staged. Welcome to a little slice of Old Florida in Holiday Club, where lake life and a laid-back lifestyle are part of everyday living. This unique 1-bedroom, 1.5-bath home offers approximately 1,100 square feet of living space plus a loft/flex area that works beautifully as a home office, guest space, reading nook or hobby room. Holiday Club is a gated community with private roads and access to a lifestyle that’s getting harder to find. Within roughly three minutes of your front door, you can be at the community fishing docks, boat ramp, volleyball area, picnic tables and outdoor grills. Spend the morning fishing or kayaking, launch the boat for an afternoon on Lake Ann, then come home to your own low-maintenance retreat. The turf backyard keeps upkeep simple, while the detached, insulated 2-car garage with its own mini-split adds valuable flexibility for vehicles, storage, a workshop, home gym or hobby space. The home has been extensively updated over the years, including the roof, electrical wiring, plumbing and fixtures, flooring, appliances, windows, drywall, paint and lighting. A newer Mitsubishi mini-split system was installed in 2025 and includes a 10-year warranty. Additional improvements include an electric gate, concrete driveway, approximately 120-foot-deep private well with chlorine system, sand filter and water softener, plus a polyurethane septic tank and drain field installed in 2015. Just off Gunn Highway and minutes from Starkey Ranch, Holiday Club gives you that tucked-away, Old Florida feel without sacrificing everyday convenience. Shopping, groceries and dining are nearby, with Publix at Starkey Ranch Town Square, Keke’s Breakfast Cafe, Joey’s Italian Market, Chick-fil-A, Lowe’s and more within an easy drive. Whether you’re looking to downsize, escape the typical subdivision lifestyle, spend more time on the water or simply own something with a little more character, this home offers a rare combination of flexibility, low-maintenance living and access to the lake lifestyle that makes Holiday Club so special.

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

1,045

Sqft

0.17 ac

Lot size

2

Garage

1963

Year built

Two

Levels

$330

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesElectric Water Heater · Microwave · Range · Refrigerator · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Stone Counters · Vaulted Ceiling(s) · Window Treatments
LaundryIn Garage
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorGarden · Other · Private Yard · Storage

Community & fees

HOA fee$50/mo
Taxes (2025)$1,142/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Community Mailbox · Gated Community - No Guard · Golf Carts OK · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,489 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$95
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,489/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$95
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Odessa actives

$330 vs $278

Days on market

16 vs 51 typical

Where $330/sqft sits among the 190 Odessa actives

80
58 · this home
23
8
8
13
$185–259$259–334$334–408$408–482$482–557$557+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

ElementaryBryant Elementary School★★★★★
MiddleFarnell Middle School★★★★
HighSickles High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$725K$775K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

108 of 190

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $345,000 · 16 days on market since
1963Built · HOLIDAY CLUB

Reality check

What actually sold near 1817 BEACHWAY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1835 BEACHWAY LANESold · Sep ’25

$280,000

1835 BEACHWAY LANE · same community

2 bd · 1 ba · 704 sqft · $398/sqft · 13 DOM

1638 BEACHWAY LANESold · Dec ’25

$495,000

1638 BEACHWAY LANE · same community

3 bd · 3 ba · 1,749 sqft · $283/sqft · 92 DOM

1700 BEACHWAY LANESold · Oct ’25

$530,000

1700 BEACHWAY LANE · same community

6 bd · 3 ba · 2,488 sqft · $213/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1817 BEACHWAY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1817 BEACHWAY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1817 BEACHWAY LANE FAQs

What would the monthly payment be for 1817 BEACHWAY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,489/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1817 BEACHWAY LANE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1817 BEACHWAY LANE?+

The most recent tax bill on record (2025) was $1,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1817 BEACHWAY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $345,000, this home is listed about 51% below the Odessa median of $705,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1817 BEACHWAY LANE?+

Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of Y REALTY · Amanda Perdue. MLS #TB8544834.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Odessa homes, in your inbox

Like 1817 BEACHWAY LANE but not quite? A daily digest of every new listing in Odessa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Julian to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 1:19 PM UTC. The listing information on this page last changed on September 20, 2026 at 1:19 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 1:19 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 1:19 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.