CENTURY 21 Edge
Mixed Use

Commercial Sale · Mixed Use

$299,0001,296 sq ft$231 /sq ft0.36 acres

2820 N FLORIDA AVENUE, HERNANDO, FL, 34442

Active4 days on marketListed Sep 2, 2026MLS #TB8544851

About this property

The property at a glance

Discover this hidden commercial gem in the heart of Hernando! Ideally positioned just off US Highway 41/N. Florida Avenue, this .36-acre property offers excellent visibility and a location full of potential. Situated directly across from Lake Hernando, the property enjoys a beautiful water view while remaining conveniently located along one of the area’s primary corridors. Zoned GNC (General Commercial), the property offers flexibility for a variety of potential commercial uses, making it an excellent opportunity for an investor, business owner, or developer looking to establish a presence in a growing area. With its combination of commercial zoning, convenient access, and picturesque setting overlooking Lake Hernando, opportunities like this are hard to come by. Bring your vision and explore the possibilities this unique Hernando property has!

1,296

Building sq ft

$231

Price / sq ft

0.36

Lot acres

1988

Year built

1

Building

GNC

Zoning

Mixed Use

Property type

Building size1,296 sq ft
Lot size0.36 acres
Year built1988
Buildings1
ZoningGNC
ConstructionBlock · Brick
CoolingCentral Air
UtilitiesElectricity Available · Public
Annual taxes$2,337

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $74,750
Interest rate6.00%
Loan term

Estimated payment

$1,699/mo

Principal & interest$1,344
Property taxes (actual bill)$195
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Nicholas to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

19,900vehicles / day · 2025E Parsons Point to S200/N Carl Rose Hwy · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Hernando ParkPark0.3 mi
HernandoTown0.3 mi
Hernando Beach and Community ParkPark0.4 mi
Hernando Post Officepost office0.5 mi
Hernando Elementary SchoolSchool0.6 mi
CalphosLocality0.7 mi
Home MarketGrocery0.9 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

16,356

Population

$55,473

Median income

65.7

Median age

2.03

Avg household

$295,900

Median home value

$965/mo

Median rent

868

Households w/ kids

Recent sales

What actually sold near 2820 N FLORIDA AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

468 N WOODLAKE AVENUE

$199,900

468 N WOODLAKE AVENUE

1,320 sqft · $151/sqft · Sold Mar 25, 2025

2211 N CROFT AVENUE

$150,000

2211 N CROFT AVENUE

1,596 sqft · $94/sqft · Sold Apr 29, 2026

6011 E TURNER CAMP ROAD

$175,000

6011 E TURNER CAMP ROAD

1,696 sqft · $103/sqft · Sold Jan 14, 2025

Your team

The pros in your corner

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, offers, and every question about 2820 N FLORIDA AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 2820 N FLORIDA AVENUE.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked.

Listing courtesy of LPT REALTY, LLC · Justin Gothard. MLS #TB8544851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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