8643 PIPER LANE, SEMINOLE, FL, 33777
Active6 days on marketListed Sep 14, 2026MLS #TB8544852
About this home
8643 PIPER LANE
MLS LISTING — 8643 Piper Lane, Seminole, FL 33777 $659,000 | 3 Bedrooms | 3 Full Baths | 2,233 Sq. Ft. | Built 1984 Extensively Upgraded Home in The Chase at Bardmoor — No Flood Zone Welcome to 8643 Piper Lane, an exceptional 3-bedroom, 3-full-bath home located in The Chase, in the heart of Bardmoor Country Club. Offering 2,233 square feet of beautifully finished living space, this home combines extensive recent upgrades, distinctive custom craftsmanship and features designed for comfortable Florida living. From the moment you enter, you'll appreciate the attention to detail, including crown molding throughout, custom architectural door and window trim, scraped wood flooring, and a stunning vaulted tongue-and-groove ceiling in the living room. The living room features a custom-built wall entertainment center, while a beautiful custom wood staircase leads to an upstairs sitting area with a built-in bookcase. Beautifully Upgraded Kitchen The kitchen is exceptionally appointed with granite countertops, farmhouse sink, Fisher & Paykel two-drawer dishwasher, new refrigerator, induction range and microwave drawer. Scraped wood flooring flows seamlessly through the kitchen, living room, both main-floor bedrooms. Thoughtfully Designed Bedroom & Bath Layout The spacious main-floor primary bedroom features a custom wood accent wall, walk-in closet and a luxurious en-suite bathroom with a very large custom-tiled walk-in shower and private toilet area. The second main-floor bedroom features a matching custom wood accent wall and a two-door closet. Conveniently located nearby is the second full bathroom, which is separate from the bedroom and features a custom-tiled tub/shower and beautiful wood wainscoting. The third bedroom is located upstairs and offers a walk-in closet, carpet flooring and its own full bathroom featuring a custom-tiled tub/shower. Major Upgrades Already Completed. Renovations and remodeling done by Boss and Mennie Luxury Home Builders of Safety Harbor, FL. This home offers exceptional peace of mind with numerous major improvements, including: New roof — 2025 New HVAC system — 2025 Whole-house natural-gas generator with automatic transfer switch Hurricane-rated windows and exterior doors Plantation shutters throughout Hurricane-rated garage door Whole-house water filtration and softener Natural-gas tankless water heater Ceiling fans throughout
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,160
Sqft
0.11 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,354 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,354/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$305 vs $251
Days on market
6 vs 45 typical
Where $305/sqft sits among the 309 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33777 — neighborhood snapshot
Population
18,276
Median age
46.7
Median income
$88,680
Median home value
$298,500
Avg household
2.48
Households w/ children
1,641
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
161 of 309
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 153% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8643 PIPER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$448,000
10671 ANDREW LANE · same community
3 bd · 3 ba · 2,160 sqft · $207/sqft · 20 DOM
Sold · Mar ’26$625,000
8793 MERRIMOOR BOULEVARD E
3 bd · 2 ba · 2,143 sqft · $292/sqft · 129 DOM
Sold · Feb ’26$600,000
8823 KENWOOD ROAD
3 bd · 2 ba · 2,022 sqft · $297/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8643 PIPER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8643 PIPER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8643 PIPER LANE FAQs
What would the monthly payment be for 8643 PIPER LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,354/mo — principal and interest, the actual property-tax bill, the $355/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8643 PIPER LANE?+
The association fee works out to $355 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8643 PIPER LANE?+
The most recent tax bill on record (2025) was $425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8643 PIPER LANE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $659,000, this home is listed about 70% above the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8643 PIPER LANE?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$659,000 runs 153% above the SEMINOLE 33777 median — but at 2,160 sqft it's also 59% larger than the typical Seminole listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Seminole market that averages 45 — if it fits, move quickly.
04Strong assigned schools
Osceola Middle School, Starkey Elementary School, Pinellas Park High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8544852.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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