5111 28TH AVENUE N, ST PETERSBURG, FL, 33710
Active13 days on marketListed Sep 9, 2026MLS #TB8544915
About this home
5111 28TH AVENUE N
Two homes, one large fully fenced property, and plenty of possibilities! This unique offering features two separate 2-bedroom, 1-bath homes, creating an excellent opportunity for investors, multi-generational households, or buyers looking to live in one home while generating rental income from the other. The newer residence, built in 2019, offers a bright, modern feel with high ceilings, an open floor plan, and an abundance of windows that fill the interior with natural light. The spacious layout provides comfortable living with a fresh, contemporary atmosphere. The front home has been completely remodeled, giving the property two updated and functional residences ready for a variety of uses. Live in one and rent the other, create separate living space for extended family, or add both homes to your rental portfolio. Both residences share a large, fully fenced lot, providing plenty of outdoor space and added privacy. The separate homes offer flexibility that's difficult to find in a traditional single-family property. Whether you're searching for an income-producing investment, a home with rental potential, or a creative multi-generational living arrangement, this property opens the door to numerous possibilities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,549
Sqft
0.18 ac
Lot size
1953
Year built
One
Levels
$413
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,361 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,361/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+50%
$/sqft vs St Petersburg actives
$413 vs $305
Days on market
13 vs 57 typical
Where $413/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Disston Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Disston Heights — neighborhood snapshot
Population
20,983
Median age
46
Median income
$80,773
Median home value
$275,163
Avg household
2
Households w/ children
2,024
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
259 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5111 28TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$399,000
5127 29TH AVENUE N · same community
2 bd · 1 ba · 945 sqft · $422/sqft · 3 DOM
Sold · Oct ’25$535,000
4657 5TH AVENUE N
3 bd · 3 ba · 1,553 sqft · $344/sqft · 16 DOM
Sold · May ’26$481,500
6019 8TH AVENUE N
3 bd · 2 ba · 1,543 sqft · $312/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 5111 28TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5111 28TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5111 28TH AVENUE N FAQs
What would the monthly payment be for 5111 28TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,361/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5111 28TH AVENUE N?+
The most recent tax bill on record (2025) was $6,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5111 28TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $639,000, this home is listed about 49% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5111 28TH AVENUE N?+
Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Troy Walseth. MLS #TB8544915.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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