CENTURY 21 Edge
$305,0002 bd2 ba1,615 sqft$189 /sqft$2,593 /mo all-in ↓

10906 RUSTIC EVE COURT, LAND O LAKES, FL, 34638

Active7 days on marketListed Sep 16, 2026MLS #TB8545217

Priced 17% below the LAND O LAKES 34638 medianNew constructionWaterfrontVillaANGELINE PH 1E

About this home

10906 RUSTIC EVE COURT

WELCOME TO EASY 55+ FLORIDA LIVING IN ANGELINE! Whether you're relocating to Florida, searching for a seasonal retreat, or ready for a low-maintenance lifestyle surrounded by nature and resort-style amenities, this beautifully upgraded villa offers an exceptional opportunity. Used only part-time by its owners and meticulously maintained, the home still feels brand new, with thoughtful upgrades already completed so you can simply move in. Tucked away on a private cul-de-sac with beautiful conservation and water views, this home offers something increasingly difficult to find, a vibrant community combined in a peaceful setting. Plus, the clubhouse and community amenities are just steps away. From the moment you arrive, you'll notice the curb appeal and extended paver driveway with room for up to 3 vehicles. Inside, you'll find 2 spacious bedrooms, 2 full baths, and a versatile Flex Room arranged in a split-bedroom floor plan that provides privacy for owners and guests alike. Tile flooring runs throughout the entire home with NO CARPET, creating a clean, cohesive look. Upgraded Sherwin-Williams interior paint, stylish matte black hardware & fixtures, updated ceiling fans with lighting, and thoughtful designer finishes give the home a polished feel. The kitchen anchors the living space and was designed for gathering. A large center island provides plenty of room for casual dining and entertaining, while abundant cabinetry with crown molding offers excellent storage. The kitchen has been enhanced with an upgraded GE Profile slide-in range, GE Profile microwave, beautiful Quartz countertops, and upgraded matte black fixtures & hardware. Both the tile and countertops have been professionally sealed. Open the doors to the covered lanai and take in the conservation and water views that create a beautiful backdrop, making this the perfect place to enjoy Florida's year-round lifestyle. The Primary Suite is positioned to take advantage of the tranquil backyard views and offers a wonderful retreat at the end of the day. The ensuite bath features dual sinks, upgraded shower tile extended to the ceiling, matte black fixtures, and a beautiful custom medicine cabinet. A generous walk-in closet has been updated with a custom closet organization system, and the Primary linen closet has been upgraded with custom shelves. On the opposite side of the home, the secondary bedroom and nearby full bath create an inviting and private area for overnight guests. The guest bath also features upgraded floor-to-ceiling shower tile, matte black finishes, and a custom medicine cabinet. The Flex Room gives you the freedom to create the space that fits your lifestyle. Use it as a home office, TV room, or additional area for visiting family and friends. The upgrades continue behind the scenes with a water softener and reverse-osmosis system. Home comes with a smart thermostat, smart door lock, smart garage-door controls, Ring doorbell, alarm system with interior and exterior cameras, and installed TV wall mounts in both the living room and den. And when you're ready to venture beyond home, an incredible lifestyle is waiting right outside your door. Angeline offers impressive amenities, enjoy the state-of-the-art clubhouse and fitness center in addition to a full-service kitchen, bar and lounge, along with pickleball, bocce ball, shuffleboard, and opportunities to socialize, stay active, and meet your neighbors without ever leaving the community. FURNITURE IS NEGOTIABLE.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,615

Sqft

0.15 ac

Lot size

1

Garage

2025

Year built

One

Levels

$189

Per sqft

WaterfrontTrees/Woods & Water viewNegotiable55+ communityPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener · Whole House R.O. System
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$265/mo
Taxes (2025)$2,857/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · No Truck/RV/Motorcycle Parking · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,593 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$238
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,593/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$238
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$282KedgeAI estimate $298,375 · range $294K$309K$322K

vs edgeAI estimate

+2.2%

$/sqft vs Land O Lakes actives

$189 vs $205

Days on market

7 vs 43 typical

Where $189/sqft sits among the 400 Land O Lakes actives

121
136 · this home
76
34
7
26
$153–186$186–219$219–252$252–284$284–317$317+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

ElementaryConnerton Elementary School★★★★★
HighLand O' Lakes High School★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

244 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $305,000 · 7 days on market since
2025Built · ANGELINE PH 1E

Reality check

What actually sold near 10906 RUSTIC EVE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17398 TORTOISE CROWN BOULEVARDSold · May ’26

$280,990

17398 TORTOISE CROWN BOULEVARD · same community

2 bd · 2 ba · 1,616 sqft · $174/sqft · 0 DOM

10936 RUSTIC EVE COURTSold · Oct ’25

$282,215

10936 RUSTIC EVE COURT · same community

2 bd · 2 ba · 1,616 sqft · $175/sqft · 0 DOM

17375 TORTOISE CROWN BOULEVARDSold · Apr ’26

$279,900

17375 TORTOISE CROWN BOULEVARD · same community

2 bd · 2 ba · 1,654 sqft · $169/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 10906 RUSTIC EVE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10906 RUSTIC EVE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10906 RUSTIC EVE COURT FAQs

What would the monthly payment be for 10906 RUSTIC EVE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,593/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10906 RUSTIC EVE COURT?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10906 RUSTIC EVE COURT?+

The most recent tax bill on record (2025) was $2,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10906 RUSTIC EVE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $305,000, this home is listed about 27% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 10906 RUSTIC EVE COURT?+

Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LAND O LAKES 34638 market on paper

$305,000 is 17% below the LAND O LAKES 34638 median of $366,495, and at $189/sqft it sits under the Land O Lakes average of $218.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Land O Lakes market that averages 43 — if it fits, move quickly.

04Strong assigned schools

Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FUTURE HOME REALTY INC · Lilly Caruso. MLS #TB8545217.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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