CENTURY 21 Edge
$179,9001 bd1 ba562 sqft$320 /sqft$1,463 /mo all-in ↓

4784 BEACH DRIVE SE UNIT B, ST PETERSBURG, FL, 33705

Active19 days on marketListed Sep 3, 2026MLS #TB8545297

Priced 38% below the ST PETERSBURG 33705 medianWaterfrontCondominiumWATERSIDE AT COQUINA KEY SOUTH

About this home

4784 BEACH DRIVE SE UNIT B

FIRST FLOOR END UNIT WITH PRIVATE PATIO AND SEAWALL ON A SALTWATER CANAL! Full view of the canal with no boat slips located behind it! This 1 bedroom, 1 bath unit also has a view of the community lake and fountain from the large bedroom. The bright, open floor plan is ideal for the right buyer to make it shine. The unit is priced accordingly to reflect that the kitchen, bathroom, and flooring are in need of update and renovation, but the unit is structurally sound and can be lived in while changes are being made. A/C Handler is 5 years old, dishwasher is 1 year old, stove and refrigerator both 5 years old. Located in the highly desirable waterfront community of Waterside at Coquina Key. This gated, pet friendly community with 24 hour security is paradise! Plenty of amenities to take advantage of … you will never want to leave home. After a satisfying workout at the fitness center or an intense round of tennis you can take a refreshing swim in one of two pools that have plenty of poolside lounge space. On-site laundry facilities, fishing pier, and gorgeous bay views with docks available for additional fee. The tropical, well landscaped grounds are perfect for a leisurely walk or jog. So much to do here, you won’t know where to start! Florida Living at its best. Boat Slips are available for additional purchase.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

562

Sqft

0 ac

Lot size

1979

Year built

One

Levels

$320

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingGuest · Open
ExteriorFrench Doors · Irrigation System · Lighting · Sidewalk

Community & fees

Taxes (2026)$1,977/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityDock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Dog Park · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Available · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,463 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2026 actual bill$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,463/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $208,263 · range $195K$241K$251K

vs edgeAI estimate

−13.6%

$/sqft vs WATERSIDE AT COQUINA KEY SOUTH

$320 vs $365

Days on market

19 vs 57 typical

Where $320/sqft sits among the 25 homes for sale in WATERSIDE AT COQUINA KEY SOUTH

4
3
0 · this home
8
5
5
$259–288$288–318$318–347$347–376$376–405$405+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coquina Key

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Coquina Key — neighborhood snapshot

Population

4,069

Median age

46

Median income

$104,283

Median home value

$329,549

Avg household

2

Households w/ children

309

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

18 of 25

WATERSIDE AT COQUINA KEY SOUTH have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 3, 2026Listed at $179,900 · 19 days on market since
1979Built · WATERSIDE AT COQUINA KEY SOUTH

Reality check

What actually sold near 4784 BEACH DRIVE SE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5215 COQUINA KEY DRIVE SE UNIT ASold · Apr ’26

$200,000

5215 COQUINA KEY DRIVE SE UNIT A · same community

1 bd · 1 ba · 562 sqft · $356/sqft · 113 DOM

4827 COQUINA KEY DRIVE SE UNIT BSold · Apr ’26

$190,000

4827 COQUINA KEY DRIVE SE UNIT B · same community

1 bd · 1 ba · 562 sqft · $338/sqft · 178 DOM

5011 STARFISH DRIVE SE UNIT CSold · Apr ’26

$234,000

5011 STARFISH DRIVE SE UNIT C · same community

1 bd · 1 ba · 562 sqft · $416/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 4784 BEACH DRIVE SE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4784 BEACH DRIVE SE UNIT B — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4784 BEACH DRIVE SE UNIT B FAQs

What would the monthly payment be for 4784 BEACH DRIVE SE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,463/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4784 BEACH DRIVE SE UNIT B?+

The most recent tax bill on record (2026) was $1,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4784 BEACH DRIVE SE UNIT B?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $179,900, this home is listed about 58% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4784 BEACH DRIVE SE UNIT B?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of YOUR FLORIDA REAL ESTATE CO · Debbie Cunningham. MLS #TB8545297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 4784 BEACH DRIVE SE UNIT B but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Shawn to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 23, 2026 at 2:03 AM UTC. The listing information on this page last changed on September 23, 2026 at 2:03 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 23, 2026 at 2:03 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 23, 2026 at 2:03 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.