CENTURY 21 Edge
$399,900$419,9002 bd2 ba1,649 sqft$243 /sqft$3,630 /mo all-in ↓

4035 MAINLANDS BOULEVARD N, PINELLAS PARK, FL, 33782

Active11 days on marketListed Sep 9, 2026MLS #TB8545550

Reduced $20KSingle Family ResidenceMAINLANDS OF TAMARAC BY THE GULF UNIT 3 CONDO

About this home

4035 MAINLANDS BOULEVARD N

Florida living at its finest in the desirable Mainlands 55+ community! This inviting Mid-Century Florida ranch offers easy one-story living and a beautifully maintained interior designed for comfort and relaxation. The spacious primary bedroom provides a peaceful retreat, while the updated bathrooms showcase attractive modern finishes, including a stunning walk-in shower with glass enclosure, contemporary tile and updated cabinetry. Neutral colors, recessed lighting and abundant natural light give the home a bright, fresh feel. Located in the popular Mainlands community, you'll enjoy a wonderful 55+ lifestyle close to shopping, restaurants, beaches and all that the Tampa Bay area has to offer. Come see why Mainlands is such a popular place to call home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,649

Sqft

0.19 ac

Lot size

1

Garage

1970

Year built

One

Levels

$243

Per sqft

55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorIrrigation System

Community & fees

HOA fee$510/mo
Taxes (2025)$5,152/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Golf Carts OK · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,630 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$429
HOA fee — from the listing$510
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,630/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$429
HOA / condo fee$510
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$301KedgeAI estimate $318,486 · range $314K$331K$416K

vs edgeAI estimate

+25.6%

$/sqft vs Pinellas Park actives

$243 vs $218

Days on market

11 vs 41 typical

Where $243/sqft sits among the 213 Pinellas Park actives

49
37
42
30 · this home
27
28
$105–150$150–194$194–239$239–283$283–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mainlands Of Tamarac By The Gulf

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Pinellas Park. See the full Pinellas Park guide →

Mainlands Of Tamarac By The Gulf — neighborhood snapshot

Population

2,997

Median age

71

Median income

$49,827

Median home value

$243,951

Avg household

2

Households w/ children

95%

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pinellas Park market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$287K$317K

Pinellas Park median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

113 of 213

Pinellas Park actives have cut their price

Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $20K
Sep 9, 2026Listed at $419,900 · 11 days on market since
1970Built · MAINLANDS OF TAMARAC BY THE GULF UNIT 3 CONDO

Reality check

What actually sold near 4035 MAINLANDS BOULEVARD N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10063 40TH STREET N UNIT 3Sold · Dec ’25

$330,000

10063 40TH STREET N UNIT 3 · same community

2 bd · 2 ba · 1,649 sqft · $200/sqft · 265 DOM

3808 97TH AVENUE NSold · Apr ’26

$425,000

3808 97TH AVENUE N · same community

2 bd · 2 ba · 1,649 sqft · $258/sqft · 50 DOM

10036 40TH STREET N UNIT 3Sold · Oct ’25

$360,000

10036 40TH STREET N UNIT 3 · same community

2 bd · 2 ba · 1,649 sqft · $218/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4035 MAINLANDS BOULEVARD N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4035 MAINLANDS BOULEVARD N — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4035 MAINLANDS BOULEVARD N FAQs

What would the monthly payment be for 4035 MAINLANDS BOULEVARD N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,630/mo — principal and interest, the actual property-tax bill, the $510/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4035 MAINLANDS BOULEVARD N?+

The association fee works out to $510 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4035 MAINLANDS BOULEVARD N?+

The most recent tax bill on record (2025) was $5,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4035 MAINLANDS BOULEVARD N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Pinellas Park?+

At $399,900, this home is listed about 36% above the Pinellas Park median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4035 MAINLANDS BOULEVARD N?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,900 runs 42% above the PINELLAS PARK 33782 median — but at 1,649 sqft it's also 39% larger than the typical Pinellas Park listing.

02Know the monthly fee

The association fee is $510/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $419,900, now $399,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of FLORIDA DRIVEN REAL ESTATE · Connie Stewart. MLS #TB8545550.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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