89 S HAID TERRACE, LECANTO, FL, 34461
Active16 days on marketListed Sep 4, 2026MLS #TB8545565
About this home
89 S HAID TERRACE
GORGEOUS 4.55 ACRES • NO HOA • NO DEED RESTRICTIONS • PRIME LOCATION! Rarely does acreage with this much flexibility come available in such a convenient location! This beautiful 4.55-ACRE property offers NO HOA and NO deed restrictions, with the POTENTIAL TO PURCHASE TWO ADDITIONAL ADJACENT PARCELS FOR A TOTAL OF OVER 9 ACRES. The seller may consider selling the additional parcels, each offering valuable improvements, one includes a GARAGE, WELL and SEPTIC (condition unknown); the other includes a GARAGE and ELECTRIC, and both have PAID IMPACT FEES. With three potential parcels, the possibilities are plentiful - create a family compound, build a custom dream home, additional housing or rental opportunities, operate a home-based or professional business, or hold the property as an investment. Zoned MDR-MH, the property offers a variety of potential uses, subject to Citrus County approval and zoning requirements. Location is a major advantage! Situated on a paved road just 1 MILE FROM THE NEW HOME DEPOT, this property is also minutes from Citrus Hills Golf Course, shopping, restaurants, and the growing Lecanto area. Located just four parcels off Hwy 44/Gulf to Lake Highway, some commerical use may be possible, plus you’ll have convenient access to Homosassa, Crystal River, and Inverness. The Suncoast Parkway (SR 589) is also only a few miles away, providing an easy route toward the Tampa area. Enjoy everything the Nature Coast is known for, including golf, boating, fishing, scalloping, kayaking, springs, restaurants, shopping, and nearby walking and riding trails. Bring your vision and make this property your own! With acreage, flexibility, and an exceptional location, this is a rare opportunity to create the lifestyle or investment you’ve been looking for. Some photos of the additional parcels that may also be available (2 & 3) that are not included in this listing have been included here for convenience & reference.
Facts & features
The home at a glance
4.55 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,759 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,759/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $346K
Lecanto median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 89 S HAID TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
11 S SALISBURY TERRACE · same community
3 bd · 3 ba · 2,339 sqft · $214/sqft · 163 DOM
Sold · Dec ’25$412,000
399 N CONRAD AVENUE
2 bd · 2 ba · 1,060 sqft · $389/sqft · 112 DOM
Sold · Oct ’25$390,000
339 N SETON AVENUE
3 bd · 2 ba · 1,307 sqft · $298/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 89 S HAID TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 89 S HAID TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
89 S HAID TERRACE FAQs
What would the monthly payment be for 89 S HAID TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,759/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 89 S HAID TERRACE?+
The most recent tax bill on record (2025) was $881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $399,000, this home is listed about 5% above the Lecanto median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 89 S HAID TERRACE?+
Lecanto Middle School (middle), Lecanto High School (high), Forest Ridge Elementary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Wendy Hoffmann. MLS #TB8545565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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