4159 MALLARD DRIVE, SAFETY HARBOR, FL, 34695
Active16 days on marketListed Sep 4, 2026MLS #TB8545624
About this home
4159 MALLARD DRIVE
This beautifully updated 3-bedroom, 2-bathroom pool home is ready for its next owner! Located on a quiet, no-through-traffic street in desirable North Bay Hills, this home offers the perfect combination of privacy, comfort, and convenience — ideal for families, empty nesters, or anyone looking for a peaceful place to call home. The split-bedroom floor plan provides excellent separation and privacy, while numerous updates throughout make this home truly move-in ready. The kitchen features brand-new stainless steel LG appliances, and the spacious primary suite has been upgraded with a completely remodeled bathroom, a large walk-in closet, and impact sliding doors leading directly to the covered lanai and screened-in pool area. Peace of mind comes standard with hurricane-rated protection throughout. The windows and doors are impact-rated, and the garage door is hurricane-rated as well — features that can provide added protection while potentially helping with insurance costs. Step outside and enjoy your own private Florida oasis with the screened-in pool and covered lanai, perfect for relaxing, entertaining, or enjoying the beautiful Florida lifestyle year-round. The backyard has been made practically maintenance free with turf recently installed. More time to enjoy the pool! And the location is hard to beat! North Bay Hills is conveniently close to excellent schools, shopping, restaurants, and everyday amenities. Best of all, you're only about a 10-minute golf cart ride to downtown Safety Harbor, where you'll find a wonderful mix of restaurants, bars, boutiques, and local events — including the famous Third Friday celebrations. For commuters and beach lovers, you're approximately 30 minutes from Tampa International Airport, Clearwater Beach, Honeymoon Island State Park, and downtown St. Petersburg. Updated, hurricane-protected, private, and perfectly located — this North Bay Hills home is ready to welcome its new owner. Come see what Florida living is all about!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.24 ac
Lot size
2
Garage
1978
Year built
One
Levels
$385
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,397 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,397/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.6%
$/sqft vs Safety Harbor actives
$385 vs $333
Days on market
16 vs 65 typical
Where $385/sqft sits among the 87 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
45 of 87
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4159 MALLARD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$482,500
4103 N BAY HILLS BOULEVARD · same community
3 bd · 2 ba · 1,599 sqft · $302/sqft · 5 DOM
Sold · Jun ’26$530,000
4111 N BAY HILLS BOULEVARD · same community
3 bd · 2 ba · 1,673 sqft · $317/sqft · 4 DOM
Sold · May ’26$585,000
3126 SWAN LANE · same community
3 bd · 2 ba · 1,723 sqft · $340/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4159 MALLARD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4159 MALLARD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4159 MALLARD DRIVE FAQs
What would the monthly payment be for 4159 MALLARD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,397/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4159 MALLARD DRIVE?+
The association fee works out to $0 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4159 MALLARD DRIVE?+
The most recent tax bill on record (2025) was $7,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4159 MALLARD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $624,999, this home is listed about 4% above the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4159 MALLARD DRIVE?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$624,999 runs 12% above the SAFETY HARBOR 34695 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tom Byrnes. MLS #TB8545624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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