CENTURY 21 Edge
$399,0003 bd2 ba1,458 sqft$274 /sqft$3,080 /mo all-in ↓

11598 OVAL DRIVE W, LARGO, FL, 33774

Active16 days on marketListed Sep 4, 2026MLS #TB8545722

Single Family ResidenceINDIAN ROCKS HIGHLANDS

About this home

11598 OVAL DRIVE W

Two homes. One opportunity. The neighboring property at 11420 Oval Dr W is also available for sale and is owned by the same sellers, giving you the unique opportunity to purchase both properties side by side. Live in one and rent the other, create a multi-generational setup, or add two income-producing properties to your portfolio. Buyers interested in acquiring both homes can take advantage of special pricing! Contact the Listing Agent for details and to learn more about this exclusive offer. Welcome to 11598 Oval Dr W, a 3-bedroom, 2-bathroom Largo home offering approximately 1,458 SF of living space and excellent flexibility for a primary residence, vacation home, or investment property. The home features a permitted roof replacement completed in 2017 and has a history of both short- and long-term rental use, reportedly generating approximately $150 per night on Airbnb or $2,000 per month for longer-term rental. Enjoy a convenient Largo location close to shopping, dining, parks, recreation, and the Gulf beaches. Nearby destinations include Lake Seminole Park, the Florida Botanical Gardens, and Indian Rocks Beach, making it easy to enjoy everything the Gulf Coast lifestyle has to offer. Whether you're looking for a home of your own or an investment opportunity, this property offers versatility and a desirable location. And with 11420 Oval Dr W available next door, you have the opportunity to own two neighboring properties and take advantage of special pricing when purchasing both. Don't miss this unique chance to create your own two-property investment or living arrangement!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,458

Sqft

0.21 ac

Lot size

1957

Year built

One

Levels

$274

Per sqft

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Refrigerator
InteriorWindow Treatments
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

Taxes (2025)$4,730/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,080 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$394
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,080/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$394
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$366KedgeAI estimate $416,884 · range $381K$508K$529K

vs edgeAI estimate

−4.3%

$/sqft vs Largo actives

$274 vs $222

Days on market

16 vs 54 typical

Where $274/sqft sits among the 400 Largo actives

111
86
77
44 · this home
44
38
$113–166$166–219$219–272$272–325$325–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryAnona Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

218 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 86% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $399,000 · 16 days on market since
1957Built · INDIAN ROCKS HIGHLANDS

Reality check

What actually sold near 11598 OVAL DRIVE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13514 OVAL DRIVE WSold · Sep ’25

$470,000

13514 OVAL DRIVE W · same community

3 bd · 2 ba · 1,463 sqft · $321/sqft · 84 DOM

11596 OVAL DRIVE ESold · Feb ’26

$460,000

11596 OVAL DRIVE E · same community

3 bd · 2 ba · 1,502 sqft · $306/sqft · 72 DOM

11417 OVAL DRIVE ESold · Oct ’25

$490,000

11417 OVAL DRIVE E · same community

3 bd · 3 ba · 1,630 sqft · $301/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 11598 OVAL DRIVE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11598 OVAL DRIVE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11598 OVAL DRIVE W FAQs

What would the monthly payment be for 11598 OVAL DRIVE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11598 OVAL DRIVE W?+

The most recent tax bill on record (2025) was $4,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $399,000, this home is listed about 38% above the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11598 OVAL DRIVE W?+

Anona Elementary School (elementary), Seminole Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Drew Moser. MLS #TB8545722.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Largo homes, in your inbox

Like 11598 OVAL DRIVE W but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Tyler to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 2:09 PM UTC. The listing information on this page last changed on September 20, 2026 at 2:09 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 2:09 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 2:09 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.