4080 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active16 days on marketListed Sep 4, 2026MLS #TB8545885
About this home
4080 SOUTHERN VALLEY LOOP
Virtually Staged. Some homes simply have a way of making life feel easier, and the Harbour is one of them. This stunning single-story home brings together four bedrooms, three-and-a-half bathrooms, beautiful open living spaces, and a layout designed to flow effortlessly from one moment of the day to the next. Step through the foyer and the home opens into an impressive main living area where the family room, dining space, and kitchen all come together. It is open enough for a house full of guests, yet comfortable enough for slow mornings, weeknight dinners, and nights spent curled up on the couch. The kitchen sits at the center of it all, featuring quartz countertops, stainless steel appliances, generous storage, and plenty of space to cook, gather, and entertain without ever feeling removed from the conversation. When it is time to recharge, the private primary retreat is tucked away on its own side of the home, creating a peaceful escape from the rest of the living spaces. Three additional bedrooms provide plenty of flexibility for family, overnight guests, a home office, or whatever life calls for next. What makes the Harbour special is how naturally everything works together. There are spaces to gather, spaces to entertain, and spaces to get away from it all, without ever needing to climb a staircase. Stylish, spacious, and incredibly functional, this is a home that feels just as good on an ordinary Tuesday as it does when the whole family comes over. Welcome to the Harbour, where everyday living gets a serious upgrade.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,532
Sqft
0.27 ac
Lot size
2
Garage
2024
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,831 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,831/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs SOUTHERN HILLS PLANTATION
$237 vs $237
Days on market
16 vs 55 typical
Where $237/sqft sits among the 8 homes for sale in SOUTHERN HILLS PLANTATION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $305K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
3 of 8
SOUTHERN HILLS PLANTATION have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4080 SOUTHERN VALLEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$639,900
4895 HICKORY OAK DRIVE · same community
4 bd · 3.5 ba · 2,532 sqft · $253/sqft · 170 DOM
Sold · May ’26$589,900
4555 HICKORY OAK DRIVE · same community
4 bd · 3.5 ba · 2,532 sqft · $233/sqft · 537 DOM
Sold · Dec ’25$649,900
4773 HICKORY OAK DRIVE · same community
4 bd · 3.5 ba · 2,532 sqft · $257/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4080 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4080 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4080 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 4080 SOUTHERN VALLEY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,831/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4080 SOUTHERN VALLEY LOOP?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4080 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $1,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4080 SOUTHERN VALLEY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $599,900, this home is listed about 77% above the Brooksville median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4080 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LGI REALTY- FLORIDA, LLC · Gayle Van Wagenen. MLS #TB8545885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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