231 2ND STREET S UNIT 304, SAFETY HARBOR, FL, 34695
Active14 days on marketListed Sep 6, 2026MLS #TB8546207
About this home
231 2ND STREET S UNIT 304
GORGEOUS CONDO BUILT 2022 IN THE HEART OF SAFETY HARBOR. WELCOME TO HARBOR POINTE WEST JUST 1 BLOCK OFF MAIN STREET AND A BLOCK FROM THE SAFETY HARBOR WATERFRONT SPA , MARINA AND PARK ACROSS THE STREET. RESTAURANTS, BARS AND UNIQUE STORES ARE YOUR BACK YARD. THIS BEAUTIFUL 3RD LEVEL CONDO HAS MANY UPGRADES AND UNITS ARE VALUED FROM $500k to over $1Mill. SECURED ENTRANCE BUILDING , COVERED PARKING SPACE, PRIVATE STORAGE CLOSET AND AN ELEVATOR TO PLACE YOU AT YOUR FRONT DOOR. THIS SPACIOUS SPLIT PLAN HAS 2 BEDROOMS, EACH HAVE A PRIVATE BATH PLUS 1/2 BATH OFF THE LIVING ROOM. HIGH CEILINGS, BEAUTIFUL KITCHEN WITH ALL THE GOODIES, NICE SIZE LIVING AND DINING AREA PLUS AN OUTSIDE BALCONY. LUXURIOUS MASTER BEDROOM HAS AN ABUNDANCE OF STORAGE AND PRIVATE BATH SUITE PLUS A PRIVATE BALCONY WHERE YOU CAN ENJOY THE VIEWS OF SAFETY HARBOR. EXCELLENT LOCATION TO ACCESS TAMPA. IF YOU’RE NOT FAMILIAR WITH THE QUAINT DOWNTOWN SAFETY HARBOR AND ITS MANY EVENTS CHECK OUT THE CITYS LINK. THIS CONDO SHOULD BE AVAILABLE BY OCTOBER 1 2026. Rent includes cable, Wi-Fi, water, sewer , trash
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,265
Sqft
0.15 ac
Lot size
2022
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$2 vs $333
Days on market
14 vs 65 typical
Where $2/sqft sits among the 88 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
45 of 88
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 231 2ND STREET S UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$780,000
231 2ND STREET S UNIT 201 · same community
2 bd · 2.5 ba · 1,550 sqft · $503/sqft · 131 DOM
Sold · Oct ’25$305,000
607 N MCMULLEN BOOTH ROAD
2 bd · 2 ba · 1,278 sqft · $239/sqft · 60 DOM
Sold · Sep ’26$225,100
1213 N MCMULLEN BOOTH ROAD
2 bd · 1.5 ba · 1,290 sqft · $174/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 231 2ND STREET S UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 231 2ND STREET S UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
231 2ND STREET S UNIT 304 FAQs
What would the monthly payment be for 231 2ND STREET S UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 231 2ND STREET S UNIT 304?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $3,150, this home is listed about 99% below the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 231 2ND STREET S UNIT 304?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$3,150 is 99% below the SAFETY HARBOR 34695 median of $559,900, and at $2/sqft it sits under the Safety Harbor average of $404.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY SANDERS REALTY · Mike Sanders. MLS #TB8546207.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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