CENTURY 21 Edge
$659,9004 bd3.5 ba2,955 sqft$223 /sqft$4,745 /mo all-in ↓

2480 BARTOLO DRIVE, LAND O LAKES, FL, 34639

Active8 days on marketListed Sep 13, 2026MLS #TB8546247

Single Family ResidenceENCLAVE/TERRA BELLA PH 1

About this home

2480 BARTOLO DRIVE

Welcome to this immaculately maintained, turnkey home in the highly desirable Terra Bella community, offering nearly 3,000 square feet of thoughtfully designed living space, 4 bedrooms, 3.5 bathrooms, an oversized 3-car garage, and a spacious second-floor loft. Step inside to a bright, open-concept floor plan where wood-look porcelain tile flows throughout the main living areas. The kitchen serves as the heart of the home, featuring an oversized center island with seating, granite countertops, 42-inch cabinetry, stainless steel appliances, an upgraded refrigerator, and an additional built-in beverage bar with wine refrigerators. Overlooking the dining and living areas, the layout is ideal for both everyday living and entertaining. The first floor offers the convenience of all four bedrooms, including a spacious primary suite with tray ceilings and a beautifully reimagined spa-like ensuite bath. Completely remodeled with a modern aesthetic, the primary bath features floor-to-ceiling tile, an oversized walk-in shower, dual vanities, contemporary lighting, and sleek designer finishes. The primary suite is completed by an impressive customized walk-in closet system offering exceptional storage and organization. The additional bathrooms have also been completely renovated from top to bottom, with more than $60,000 invested in bathroom upgrades throughout the home, including floor-to-ceiling tile, updated showers, modern lighting, and custom finishes. The main level also includes three additional bedrooms, with one offering flexibility for a home office or den. Upstairs, a massive loft and full bathroom create an incredibly versatile second living area—perfect for a media room, game room, guest retreat, playroom, or additional entertaining space. Outside, enjoy a screened lanai ideal for morning coffee or relaxing at the end of the day. Additional highlights include a Spanish tile roof, brick-paver driveway, water softener, and oversized three-car garage. Terra Bella residents enjoy a community pool, playground, and walking trails, all while being conveniently located near I-75, Tampa Premium Outlets, Costco, shopping, dining, and everything the growing Wesley Chapel/Land O’ Lakes area. Turnkey, beautifully upgraded, and designed with space to live, work, and entertain—this Terra Bella home is ready for its next owner.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,955

Sqft

0.19 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$223

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Tray Ceiling(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$67/mo
Taxes (2025)$8,513/yr
PetsNumber Limit, Yes
CommunityPark · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,745 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$709
HOA fee — from the listing$67
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,990
Interest rate6.00%
Loan term

Estimated payment

$4,745/mo

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property taxes (actual bill)$709
HOA / condo fee$67
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $660K
$601KedgeAI estimate $637,509 · range $626K$642K$686K

vs edgeAI estimate

+3.5%

$/sqft vs Land O Lakes actives

$223 vs $205

Days on market

8 vs 43 typical

Where $223/sqft sits among the 400 Land O Lakes actives

126
133
72 · this home
31
13
25
$154–186$186–218$218–250$250–283$283–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34639 — neighborhood snapshot

Population

31,118

Median age

40.8

Median income

$99,959

Median home value

$361,100

Avg household

2.92

Households w/ children

3,955

For the school run

Pasco County School District

ElementaryDenham Oaks Elementary School★★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$423K$414K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

238 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Sep 13, 2026Listed at $659,900 · 8 days on market since
2015Built · ENCLAVE/TERRA BELLA PH 1

Reality check

What actually sold near 2480 BARTOLO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2281 LIVORNO WAYSold · Mar ’26

$500,000

2281 LIVORNO WAY · same community

5 bd · 3 ba · 3,291 sqft · $152/sqft · 96 DOM

2414 BARTOLO DRIVESold · Jan ’26

$485,000

2414 BARTOLO DRIVE · same community

5 bd · 3 ba · 3,291 sqft · $147/sqft · 124 DOM

23986 TERRACINA COURTSold · May ’26

$793,000

23986 TERRACINA COURT · same community

5 bd · 4 ba · 3,673 sqft · $216/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 2480 BARTOLO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2480 BARTOLO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2480 BARTOLO DRIVE FAQs

What would the monthly payment be for 2480 BARTOLO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,745/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2480 BARTOLO DRIVE?+

The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2480 BARTOLO DRIVE?+

The most recent tax bill on record (2025) was $8,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2480 BARTOLO DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $659,900, this home is listed about 57% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2480 BARTOLO DRIVE?+

Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Marino Perfetti. MLS #TB8546247.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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