CENTURY 21 Edge
$124,9002 bd2 ba1,260 sqft$99 /sqft$1,100 /mo all-in ↓

5238 BETTY STREET, ZEPHYRHILLS, FL, 33542

Active16 days on marketListed Sep 7, 2026MLS #TB8546271

Priced 37% below the ZEPHYRHILLS 33542 medianManufactured HomeBETMAR ACS

Come see it

Upcoming open house

Sat, Sep 26

11:00 AM – 2:00 PM

About this home

5238 BETTY STREET

2-Bedroom, 2-Bath Home in Betmar Acres Welcome home to this 2-bedroom, 2-bathroom singlewide located in the desirable Betmar Acres 55+ community, where you own your own land with NO lot rent! This well-maintained home measures approximately 14' x 60', plus an impressive 12' x 35' air-conditioned Florida room, providing plenty of additional living and entertaining space. The split-bedroom floor plan and open-concept living, dining, and kitchen areas create a comfortable and welcoming atmosphere. The spacious living room offers plenty of room for family and friends, while the eat-in kitchen features generous countertop space and ample cabinetry, making storage and meal preparation a breeze. The adjoining eat-in area is perfect for casual dining, morning coffee, or quick meals. The front master bedroom provides a peaceful retreat and features a spacious walk-in closet for plenty of storage. A ceiling fan adds comfort, while the private ensuite bathroom includes a convenient walk-in shower. The roomy second bedroom offers excellent storage with two closets and two built-in 6-drawer dressers, plus a ceiling fan. The conveniently located second bathroom features a bathtub with shower surround and a built-in linen closet. Located in Betmar Acres, an active, friendly 55+ community offering a wonderful Florida lifestyle. And because you own the land, there is NO lot rent! Come see everything this charming home and Betmar Acres have to offer. Your Florida home may be waiting for you!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,260

Sqft

0.12 ac

Lot size

1980

Year built

One

Levels

$99

Per sqft

Partially55+ community

Inside

FlooringCarpet · Linoleum
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryOther · Outside
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionMetal Siding
FoundationCrawlspace
FacesWest
ExteriorLighting

Community & fees

HOA fee$37/mo
Taxes (2025)$1,354/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,100 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$735
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$113
HOA fee — from the listing$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,372
Interest rate6.00%
Loan term

Estimated payment

$1,100/mo

Principal & interest$735
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$113
HOA / condo fee$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $125K
$120KedgeAI estimate $167,320 · range $163K$183K$190K

vs edgeAI estimate

−25.4%

$/sqft vs Zephyrhills actives

$99 vs $174

Days on market

16 vs 49 typical

Where $99/sqft sits among the 400 Zephyrhills actives

39 · this home
68
90
90
58
55
$99–124$124–148$148–173$173–198$198–222$222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Betmar Acres

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)56 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

Betmar Acres — neighborhood snapshot

Population

800

Median age

66

Median income

$43,762

Median home value

$93,642

Avg household

2

Households w/ children

25%

For the school run

Pasco County School District

ElementaryWest Zephyrhills Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$342K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

238 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Sep 7, 2026Listed at $124,900 · 16 days on market since
1980Built · BETMAR ACS

Reality check

What actually sold near 5238 BETTY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

37024 8TH AVENUESold · Apr ’26

$45,000

37024 8TH AVENUE · same community

2 bd · 2 ba · 960 sqft · $47/sqft · 25 DOM

5346 JO STREETSold · Jul ’26

$105,000

5346 JO STREET · same community

2 bd · 2 ba · 772 sqft · $136/sqft · 9 DOM

37754 PRAIRIE ROSE LOOPSold · Jul ’26

$247,500

37754 PRAIRIE ROSE LOOP

3 bd · 2 ba · 1,267 sqft · $195/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5238 BETTY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5238 BETTY STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5238 BETTY STREET FAQs

What would the monthly payment be for 5238 BETTY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,100/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5238 BETTY STREET?+

The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5238 BETTY STREET?+

The most recent tax bill on record (2025) was $1,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5238 BETTY STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $124,900, this home is listed about 61% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.

Which schools are assigned to 5238 BETTY STREET?+

West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Fran Lancaster. MLS #TB8546271.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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