CENTURY 21 Edge
$364,5003 bd2 ba1,833 sqft$199 /sqft$3,187 /mo all-in ↓

5325 SNEAD DRIVE, WINTER HAVEN, FL, 33884

Active3 days on marketListed Sep 17, 2026MLS #TB8546364

Single Family ResidenceLAKE ASHTON WEST PH 01

About this home

5325 SNEAD DRIVE

Welcome to one of THE MOST DESIRABLE AND BEAUTIFUL 55+ GATED/GUARD community in Winter Haven, FL! LAKE ASHTON has great amenities for their residents to enjoy every day and feel in PARADISE. An enormous club house were events are held, two pools, dog park, golf course, bowling, movie theater, fitness center, restaurant, and more. There's also a 2nd clubhouse available for residents. This gorgeous well maintained home has MULTIPLE VALUABLE UPGRADES that the future owner would enjoy. Even the floor plan was updated in the KITCHEN making this home UNIQUE in the neighborhood! NEW ROOF was installed in 2024, DISHWASHER FEB 2026, REFRIGETATOR NOV 2025, and WATER HEATER 2021. Also ENJOY the BENEFIT of having WATER SOFTENER, A WATER PURIFIER SYSTEM IN THE KITCHEN and QUARTS COUNTER TOPS. For the outdoor living you have a SPACIOUS TILE FLOORING, SCREENED LANAI WITH FLORIDA GLASS FOR PRIVACY. ONE OF THE BEST FEATURES OF THIS PROPERTY IS THAT IT HAS PAID OFF SOLAR PANELS. WHAT ELSE YOU CAN ASK FOR? This helps with the electric bill cost. COME AND SEE THIS AMAZING HOME THAT WILL MAKE YOU FEEL IN PARADISE!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,833

Sqft

0.14 ac

Lot size

2

Garage

2006

Year built

One

Levels

$199

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Water Purifier · Water Softener
InteriorHigh Ceilings · Open Floorplan · Skylight(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$8,519/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesPublic · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,146
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$710
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,758Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,758
Interest rate6.00%
Loan term

Estimated payment

$3,187/mo

Principal & interest$2,146
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$710
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$296KedgeAI estimate $311,008 · range $309K$316K$379K

vs edgeAI estimate

+17.2%

$/sqft vs LAKE ASHTON WEST PH 01

$199 vs $197

Days on market

3 vs 48 typical

Where $199/sqft sits among the 7 homes for sale in LAKE ASHTON WEST PH 01

2
1
2 · this home
0
0
2
$157–172$172–187$187–201$201–216$216–231$231+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Ashton

Drive times from this address

Walt Disney World52 min
Universal Orlando63 min
Downtown Orlando69 min
Orlando Int’l Airport (MCO)73 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

Lake Ashton — neighborhood snapshot

Population

3,278

Median age

62

Median income

$75,204

Median home value

$304,700

Avg household

2

Households w/ children

115

For the school run

Polk County School District

ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

4 of 7

LAKE ASHTON WEST PH 01 have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $364,500 · 3 days on market since
2006Built · LAKE ASHTON WEST PH 01

Reality check

What actually sold near 5325 SNEAD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5337 HOGAN LANESold · Sep ’26

$355,000

5337 HOGAN LANE · same community

3 bd · 2 ba · 1,833 sqft · $194/sqft · 53 DOM

5201 GREEN DRIVESold · Apr ’26

$339,500

5201 GREEN DRIVE · same community

3 bd · 2 ba · 1,845 sqft · $184/sqft · 141 DOM

5384 HOGAN LANESold · Jul ’26

$320,000

5384 HOGAN LANE · same community

2 bd · 2 ba · 1,682 sqft · $190/sqft · 319 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5325 SNEAD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5325 SNEAD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5325 SNEAD DRIVE FAQs

What would the monthly payment be for 5325 SNEAD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5325 SNEAD DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5325 SNEAD DRIVE?+

The most recent tax bill on record (2025) was $8,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5325 SNEAD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $364,500, this home is listed about 28% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5325 SNEAD DRIVE?+

Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LA ROSA REALTY LLC · Francis Alvarez Lopez. MLS #TB8546364.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5325 SNEAD DRIVE, WINTER HAVEN, FL — 3 Bed, 2 Bath — $364,500 | CENTURY 21 Edge