
1860 ALBERTA DRIVE, CLEARWATER, FL, 33756
Active0 days on marketListed Sep 22, 2026MLS #TB8546441
About this home
1860 ALBERTA DRIVE
NO HOA, NO CDD, AND NO ASSOCIATION FEES — plus FLOOD ZONE X and a NON-EVACUATION-ZONE LOCATION. A rare combination in Pinellas County, and one that makes this home work as a full-time residence, a seasonal Florida retreat, or a property with short-term rental potential. This updated 3-bedroom, 2-bath, single-story home offers 1,402 sq ft of living space with an open, functional floor plan built for easy Florida living. The expensive work is already done: 2019 roof, 2017 HVAC, and windows and doors updated in 2021. At the center of the home is an updated kitchen with granite countertops, stainless-steel appliances, modern cabinetry and a designer tile backsplash, opening directly to the living and dining areas — a natural layout for entertaining or everyday life. Tile flooring runs throughout with no carpet anywhere, and both bathrooms have been updated with contemporary finishes. Energy-efficient lighting and an attic fan help hold cooling costs down, and irrigation is served by a well — so keeping the lawn green doesn't run up the water bill. Outside, a level 9,165 sq ft lot — approximately 0.21 acres, 85 x 108 — gives you genuine room to build the Florida backyard you want. A future pool, an expanded entertaining area, or boat and RV parking all fit here, subject to zoning and permitting. The attached 2-car garage plus driveway handles parking and storage with ease. LOCATION IS ANOTHER BIG WIN. Approximately 5 minutes to Eagle Lake Park and Highland Recreation Complex, 10 minutes to Downtown Clearwater and Coachman Park, 15–20 minutes to Clearwater Beach, Indian Rocks Beach and Sand Key, and about 30 minutes to Downtown St. Petersburg and Tampa International Airport. Gulf beaches, waterfront parks, dining and everything Tampa Bay has to offer, all within easy reach. Whether you're looking for a full-time home, a seasonal retreat or an investment property, this one brings together an updated interior, the major improvements already completed, a large usable lot, no HOA, Flood Zone X and a non-evacuation-zone location — in a central Pinellas County setting. Schedule your private showing and come see the possibilities for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,402
Sqft
0.21 ac
Lot size
2
Garage
1959
Year built
One
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.9%
$/sqft vs Clearwater actives
$320 vs $224
Days on market
0 vs 53 typical
Where $320/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
257 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1860 ALBERTA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$213,500
68 COUNTRY CLUB DRIVE
2 bd · 2 ba · 1,396 sqft · $153/sqft · 36 DOM
Sold · Oct ’25$275,000
700 STARKEY ROAD UNIT 1124
2 bd · 2 ba · 1,380 sqft · $199/sqft · 5 DOM
Sold · Oct ’25$255,000
700 STARKEY ROAD UNIT 344
2 bd · 2 ba · 1,440 sqft · $177/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1860 ALBERTA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1860 ALBERTA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1860 ALBERTA DRIVE FAQs
What would the monthly payment be for 1860 ALBERTA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1860 ALBERTA DRIVE?+
The most recent tax bill on record (2024) was $5,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1860 ALBERTA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $449,000, this home is listed about 61% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1860 ALBERTA DRIVE?+
Ponce De Leon Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 25% above the CLEARWATER 33756 median.
02Fresh on the market
Listed today in a Clearwater market that averages 53 — if it fits, move quickly.
03Strong assigned schools
Ponce De Leon Elementary School, Largo High School, Largo Middle School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ON THE WATER S · Amanda LeGault. MLS #TB8546441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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