204 W THOMAS STREET, TAMPA, FL, 33604
Active9 days on marketListed Sep 12, 2026MLS #TB8546493
About this home
204 W THOMAS STREET
Welcome to Seminole Heights, where Tampa's historic charm meets its modern energy. This beautifully maintained and thoughtfully updated two-story home offers over 2000 square feet of heated living space, featuring 3 generous-sized bedrooms and 2 full bathrooms. The kitchen is one of many focal points of this home and features an original full Butler's Pantry! It's a wonderful opportunity to enjoy the character of one of Tampa's most desirable neighborhoods, with the comfort and convenience of modern living. From the moment you arrive, you'll appreciate the care and attention to detail that have gone into this home. Historic character and contemporary updates come together seamlessly throughout, creating a warm, inviting space that feels both timeless and fresh. Whether you're enjoying a quiet morning at home or gathering with friends, this is a home designed to be lived in and loved. Set on a double lot, the property offers something truly special: room to dream. Whether you envision expanding the home, creating additional outdoor living space, or simply enjoying the extra breathing room, the possibilities are worth exploring! Beyond your front door, Seminole Heights puts you close to the best of Tampa's evolving food, shopping, and entertainment scene. Discover modern restaurants, local favorites, and an up-and-coming area that continues to add to the neighborhood's appeal. With convenient access to major highways and thoroughfares, getting around Tampa is easy, whether you're heading to work, exploring the city, or enjoying everything the area has to offer. Come see what makes this Seminole Heights property such an inviting place to call home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,893
Sqft
0.39 ac
Lot size
1925
Year built
Two
Levels
$433
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,051 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,051/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+66.7%
$/sqft vs Tampa actives
$433 vs $293
Days on market
9 vs 43 typical
Where $433/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Old Seminole Heights — neighborhood snapshot
Population
15,847
Median age
36
Median income
$82,239
Median home value
$319,341
Avg household
3
Households w/ children
1,767
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
241 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the TAMPA 33604 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 204 W THOMAS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$570,000
207 W THOMAS STREET · same community
3 bd · 3 ba · 1,789 sqft · $319/sqft · 101 DOM
Sold · Apr ’26$649,900
201 W THOMAS STREET · same community
3 bd · 2 ba · 1,565 sqft · $415/sqft · 6 DOM
Sold · Mar ’26$580,000
222 W THOMAS STREET · same community
3 bd · 2 ba · 1,334 sqft · $435/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 204 W THOMAS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 204 W THOMAS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
204 W THOMAS STREET FAQs
What would the monthly payment be for 204 W THOMAS STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,051/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 204 W THOMAS STREET?+
The most recent tax bill on record (2025) was $1,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $819,999, this home is listed about 83% above the Tampa median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 204 W THOMAS STREET?+
Sligh Middle School (middle), Foster Elementary School (elementary), Hillsborough High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM PARADISE REALTY GROUP · Nicole Correa. MLS #TB8546493.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 204 W THOMAS STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Darrick to ping you on any price or status change →