7040 KEY HAVEN ROAD UNIT 605, SEMINOLE, FL, 33777
Active12 days on marketListed Sep 8, 2026MLS #TB8546599
About this home
7040 KEY HAVEN ROAD UNIT 605
SPECTACULAR TOP-FLOOR CONDO WITH PANORAMIC WATER VIEWS IN SEMINOLE ISLE- FOR ANNUAL LEASE! Rarely available and beautifully situated on the top floor, this spacious 2-bedroom, 2-bath condo with den/office offers approximately 1,700 square feet of comfortable living space along with breathtaking panoramic water views in the highly desirable, gated waterfront community of Seminole Isle. Step inside to a bright, open floor plan highlighted by expansive water views and a spacious kitchen featuring maple cabinetry, abundant counter and storage space, stainless steel appliances, and a separate eat-in dining area. Diagonal tile flooring flows throughout the main living areas, while attractive wood-laminate flooring complements the bedrooms and den/office. The flexible den/office provides the perfect space for working from home, a reading room, media room, or additional guest space. One of the home's most impressive features is the screened-in balcony overlooking the water—an ideal place to relax with your morning coffee, unwind at the end of the day, and enjoy spectacular Florida sunsets from your private top-floor retreat. Seminole Isle offers an exceptional resort-style waterfront lifestyle with beautifully maintained grounds and an impressive collection of amenities, including a heated swimming pool, clubhouse, fitness center, tennis and pickleball facilities, private fishing dock, kayak/canoe launch and storage, waterfront recreation and picnic areas, and scenic walking trails throughout the community. Lake Seminole Park is directly across the street, offering miles of trails, boating and lake access, picnic areas, playgrounds, and abundant outdoor recreation. Shopping, dining, entertainment, and everyday conveniences at Seminole City Center are just minutes away, while the beautiful Gulf beaches are approximately 10 minutes away and Tampa International Airport is within convenient driving distance. This is a wonderful opportunity to enjoy top-floor privacy, panoramic water views, spectacular sunsets, resort-style amenities, and an outstanding Seminole location all in one exceptional property. Available unfurnished for an annual lease. One small pet may be considered. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,700
Sqft
0 ac
Lot size
2006
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$2 vs $253
Days on market
12 vs 45 typical
Where $2/sqft sits among the 309 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Isle — neighborhood snapshot
Population
429
Median age
53
Median income
$75,417
Median home value
$470,500
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 309
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 7040 KEY HAVEN ROAD UNIT 605
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$425,000
7070 KEY HAVEN ROAD UNIT 302 · same community
2 bd · 2 ba · 1,700 sqft · $250/sqft · 2 DOM
Sold · Apr ’26$470,000
7194 KEY HAVEN ROAD UNIT 505 · same community
2 bd · 2 ba · 1,700 sqft · $276/sqft · 24 DOM
Sold · Jan ’26$465,000
7069 KEY HAVEN ROAD UNIT 602 · same community
2 bd · 2 ba · 1,700 sqft · $274/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7040 KEY HAVEN ROAD UNIT 605 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7040 KEY HAVEN ROAD UNIT 605 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7040 KEY HAVEN ROAD UNIT 605 FAQs
What would the monthly payment be for 7040 KEY HAVEN ROAD UNIT 605?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7040 KEY HAVEN ROAD UNIT 605?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $2,600, this home is listed about 99% below the Seminole median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7040 KEY HAVEN ROAD UNIT 605?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33777 market on paper
$2,600 is 99% below the SEMINOLE 33777 median of $260,000, and at $2/sqft it sits under the Seminole average of $259.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CASHFLOW R.P.M. · Don Charron. MLS #TB8546599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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