
4904 ROCK ISLAND COURT, WIMAUMA, FL, 33598
Active11 days on marketListed Sep 10, 2026MLS #TB8546920
About this home
4904 ROCK ISLAND COURT
Virtually Staged. Beautifully updated and move-in ready in Valencia Lakes! Tucked away on a quiet cul-de-sac, this spacious 3-bedroom, 2-bath home offers an impressive combination of style, comfort and thoughtful updates in one of Tampa Bays premier 55+ communities. Manicured landscaping, a paver driveway and walkway, and a welcoming screened front entry create wonderful curb appeal. Step through the beautiful double glass entry doors, which fill the home with natural daylight and immediately set the tone for the bright and inviting interior. Fresh interior paint, updated flooring and lighting, stylish ceiling fans and plantation shutters throughout further enhance the homes polished appearance. The spacious great room is truly the heart of the home, showcasing beautiful LVP flooring, recessed lighting and a striking custom media wall with decorative fireplace that creates an impressive focal point for both entertaining and relaxing. Sliding glass doors extend the living space to the screened rear lanai, where lush landscaping creates a peaceful backdrop along with a peek-a-boo pond view. The kitchen is equally inviting, featuring granite countertops, a tile backsplash, stainless steel appliances including a new dishwasher, abundant shaker-style cabinetry, under- and over-cabinet lighting and glass-front display cabinetry. A pass-through breakfast bar connects the kitchen to the main living area, creating an easy flow for everyday living and entertaining. The generously sized primary suite is a wonderful retreat featuring a tray ceiling, updated ceiling fan and two spacious walk-in closets. One has been outfitted with an extensive organization system featuring shelving, drawers and abundant storage. The large en-suite bath offers separate granite-topped vanities, a soaking tub, tiled walk-in shower and plentiful natural light. Two additional bedrooms provide flexibility for overnight guests, a home office, hobbies or den, while the guest bath features a granite-topped vanity and tiled tub/shower surround. Even the practical spaces have received thoughtful attention. The interior laundry room features new cabinetry and additional storage. The two-car garage offers an epoxy-finished floor, water softener and additional storage. An HVAC system installed in 2020 with UV light and a 2020 water heater provide additional peace of mind. Beyond the front door awaits the exceptional Valencia Lakes lifestyle. This gated 55+ community is centered around an impressive approximately 40,000-square-foot clubhouse and offers resort-style pools, fitness facilities, pickleball, tennis, bocce, walking and biking trails, a dog park, arts and crafts, clubs, classes, entertainment and an active social calendar. With an array of amenities and opportunities to stay active, socialize or simply relax, Valencia Lakes offers much more than a home, it offers a lifestyle. Your quarterly fee includes grounds maintenance, cable, internet, security system and irrigation. Come see this beautiful home today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,868
Sqft
0.16 ac
Lot size
2
Garage
2011
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,563 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,563/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Wimauma actives
$187 vs $186
Days on market
11 vs 36 typical
Where $187/sqft sits among the 271 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
WIMAUMA 33598 — neighborhood snapshot
Population
29,119
Median age
35.8
Median income
$91,649
Median home value
$352,800
Avg household
3.1
Households w/ children
3,648
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wimauma market
$354K → $360K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
155 of 271
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4904 ROCK ISLAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$285,000
15911 COBBLE MILL DRIVE · same community
3 bd · 2 ba · 1,868 sqft · $153/sqft · 269 DOM
Sold · Jul ’26$325,000
15790 CRYSTAL WATERS DRIVE · same community
3 bd · 2 ba · 1,870 sqft · $174/sqft · 22 DOM
Sold · May ’26$377,900
15912 COBBLE MILL DRIVE · same community
2 bd · 2 ba · 1,870 sqft · $202/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4904 ROCK ISLAND COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4904 ROCK ISLAND COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4904 ROCK ISLAND COURT FAQs
What would the monthly payment be for 4904 ROCK ISLAND COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,563/mo — principal and interest, the actual property-tax bill, the $590/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4904 ROCK ISLAND COURT?+
The association fee works out to $590 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4904 ROCK ISLAND COURT?+
The most recent tax bill on record (2025) was $7,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4904 ROCK ISLAND COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $349,900, this home is listed about 4% below the Wimauma median of $364,995. The market section on this page shows how the area is trending.
Which schools are assigned to 4904 ROCK ISLAND COURT?+
Lennard High School (high), Cypress Creek Elementary School (elementary), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST ELITE REALTY, INC. · Michaelene Tracey. MLS #TB8546920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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