CENTURY 21 Edge
$1,449,0005 bd3 ba2,760 sqft$525 /sqft$9,535 /mo all-in ↓

201 DRIFTWOOD LANE, LARGO, FL, 33770

Active9 days on marketListed Sep 11, 2026MLS #TB8547043

WaterfrontPrivate poolSingle Family ResidenceHARBOR BLUFFS SEC 5 PT REP

Come see it

Upcoming open house

Sun, Sep 20

12:00 PM – 2:00 PM

About this home

201 DRIFTWOOD LANE

Experience the best of waterfront living in this five-bedroom, three-bathroom pool home, ideally situated on a large corner lot in the highly desirable Harbor Bluffs community. Set along a wide, protected canal with a private dock and boat lift, the property offers convenient boating access to Clearwater Pass and the Gulf of Mexico, bringing together space, privacy, and the relaxed coastal lifestyle that makes Harbor Bluffs so desirable. Step inside to an open and light-filled living area where large windows and glass doors draw your attention toward the pool and water beyond. One of the home's most distinctive features is its thoughtfully separated floor plan, with bedrooms positioned throughout the residence to provide an exceptional level of privacy for family and guests. With five bedrooms and three full bathrooms, there is plenty of flexibility for a home office, visiting family, or multigenerational living. Outside is where the Florida lifestyle takes center stage. The beautiful pool and spa create an inviting setting for relaxing, entertaining, or spending an afternoon in the sun, while the waterfront, private dock, and boat lift make it easy to take advantage of life on the water. Here, the toughest decision of the day may be whether to lower the boat from the lift and head toward the Gulf, paddleboard along the canal, take the kayak out for a quiet morning on the water, or simply stay home and relax by the pool. The oversized corner lot provides a wonderful sense of space and presence rarely found with waterfront properties, while the rear of the property leads to approximately 30 feet of waterfront along the protected canal. The unique configuration allows you to enjoy the advantages of a larger homesite while still having your boat waiting just outside your back door. Located just minutes from the Gulf beaches, golf in Belleair, shopping, dining, and everyday conveniences, this Harbor Bluffs residence offers an exceptional opportunity to enjoy a spacious five-bedroom home with a pool and spa, private boating access, and a floor plan designed with privacy in mind.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,760

Sqft

0.3 ac

Lot size

2

Garage

1965

Year built

One

Levels

$525

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesWest
ParkingCircular Driveway · Driveway · Garage Door Opener
ExteriorIrrigation System · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$35/mo
Taxes (2025)$11,739/yr
PetsYes
CommunityIntracoastal Waterway · Waterfront · Golf Carts OK · Park

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,535 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property tax — 2025 actual bill$978
HOA fee — from the listing$35
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,900
Interest rate6.00%
Loan term

Estimated payment

$9,535/mo

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property taxes (actual bill)$978
HOA / condo fee$35
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$865KedgeAI estimate $975,834 · range $901K$1.0M$1.5M

vs edgeAI estimate

+48.5%

$/sqft vs Largo actives

$525 vs $222

Days on market

9 vs 54 typical

Where $525/sqft sits among the 400 Largo actives

142
96
73
54
18
17 · this home
$113–181$181–250$250–319$319–388$388–456$456+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbor Bluffs

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Harbor Bluffs — neighborhood snapshot

Population

1,626

Median age

55

Median income

$134,535

Median home value

$673,943

Avg household

3

Households w/ children

122

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 504% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $1,449,000 · 9 days on market since
1965Built · HARBOR BLUFFS SEC 5 PT REP

Reality check

What actually sold near 201 DRIFTWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

111 DRIFTWOOD LANESold · Apr ’26

$1,005,000

111 DRIFTWOOD LANE · same community

3 bd · 4 ba · 2,442 sqft · $412/sqft · 184 DOM

495 HARBOR DRIVE SSold · Aug ’26

$3,019,000

495 HARBOR DRIVE S

4 bd · 4 ba · 2,783 sqft · $1,085/sqft · 7 DOM

1731 CLEARWATER HARBOR DRIVESold · Nov ’25

$815,000

1731 CLEARWATER HARBOR DRIVE

5 bd · 3 ba · 2,909 sqft · $280/sqft · 234 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 201 DRIFTWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 201 DRIFTWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

201 DRIFTWOOD LANE FAQs

What would the monthly payment be for 201 DRIFTWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,535/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 201 DRIFTWOOD LANE?+

The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 201 DRIFTWOOD LANE?+

The most recent tax bill on record (2025) was $11,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 201 DRIFTWOOD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $1,449,000, this home is listed about 400% above the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 201 DRIFTWOOD LANE?+

Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,449,000 runs 504% above the LARGO 33770 median — but at 2,760 sqft it's also nearly twice the size of the typical Largo listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Kerryn Ellson. MLS #TB8547043.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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