3240 DOWNAN POINT DRIVE, LAND O LAKES, FL, 34638
Active11 days on marketListed Sep 12, 2026MLS #TB8547265
About this home
3240 DOWNAN POINT DRIVE
From the moment you arrive, this beautiful home invites you to slow down, relax, and enjoy the view. Your Florida lifestyle begins in your own backyard oasis, complete with an inviting pool and tranquil views of the screened lanai, overlooking a pond and lush conservation with NO REAR NEIGHBORS! Enjoy peace of mind with the UPDATES/IMPROVEMENTS which include ***New Roof Dec 2023** ** New HVAC System 2024** **Newly Remodeled Kitchen 2023** **New Carpet 2025** **New Pool enclosure Screens 2022** **New Pool Pump 2021**. Other features include new interior paint, Wainscoting, panel molding, and built in surround sound system in the living room. The completely updated eat-in-kitchen boasts new gorgeous granite counters, beautiful maple wood cabinets and backsplash with roll out trays and soft close feature. Thoughtfully hidden double trash bin keeps garbage and recycling out of sight. Enjoy Ballantrae's outstanding amenities, including resort-style pool, party room, splash pad and playground, tennis and pickleball courts, walking trails, clubhouse and more! Schedule your showing soon because this beautiful home will not last long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,820
Sqft
0.13 ac
Lot size
2
Garage
2005
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,380 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,380/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs Land O Lakes actives
$236 vs $205
Days on market
11 vs 43 typical
Where $236/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $414K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
245 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3240 DOWNAN POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
3014 DOWNAN POINT DRIVE · same community
4 bd · 2 ba · 1,825 sqft · $205/sqft · 11 DOM
Sold · Mar ’26$390,000
3203 GIANNA WAY · same community
4 bd · 2 ba · 1,825 sqft · $214/sqft · 3 DOM
Sold · Apr ’26$380,000
2515 BUTTERFLY LANDING DRIVE
4 bd · 3 ba · 1,827 sqft · $208/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3240 DOWNAN POINT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3240 DOWNAN POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3240 DOWNAN POINT DRIVE FAQs
What would the monthly payment be for 3240 DOWNAN POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,380/mo — principal and interest, the actual property-tax bill, the $57/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3240 DOWNAN POINT DRIVE?+
The association fee works out to $57 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3240 DOWNAN POINT DRIVE?+
The most recent tax bill on record (2025) was $5,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3240 DOWNAN POINT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $429,900, this home is listed about 2% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3240 DOWNAN POINT DRIVE?+
Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,900 runs 17% above the LAND O LAKES 34638 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $439,900, now $429,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ESQ REAL ESTATE FIRM · Sandra Cooper. MLS #TB8547265.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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