3180 OYSTER COVE STREET, WIMAUMA, FL, 33598
Active5 days on marketListed Sep 16, 2026MLS #TB8547314
About this home
3180 OYSTER COVE STREET
One photo or more has been virtual staged. MOVE-IN READY, POND VIEWS & RESORT-STYLE LIVING! Welcome to 3180 Oyster Cove St, a beautifully maintained, nearly new 4-bedroom, 2.5-bath home featuring a versatile loft and a 2-car garage, ideally located in the desirable Berry Bay community. Built in 2022, this spacious two-story home offers approximately 1,925 sq. ft. of thoughtfully designed living space filled with natural light. The open-concept main level seamlessly connects the kitchen, dining, and living areas, creating an inviting setting for both everyday living and entertaining. The kitchen features a large center island, stainless steel appliances, generous pantry and storage space, and sliding glass doors that lead directly to the backyard. Step outside and enjoy a spacious backyard with peaceful pond views, now enhanced with newly installed pavers that create the perfect outdoor space for your patio furniture. Whether enjoying your morning coffee, relaxing at sunset, or gathering with family and friends, this outdoor area is designed to help you slow down and enjoy the view. Upstairs, brand-new carpet adds a fresh touch throughout. A spacious loft provides valuable flex space for a home office, media room, playroom, or second living area. All four bedrooms are located upstairs, including a generous primary suite with a private en-suite bath and ample closet space. Living in Berry Bay means enjoying a resort-style lifestyle right at home. Community amenities include a swimming pool, clubhouse, picnic areas, dog park, playground, basketball court, pickleball court, and inviting outdoor spaces for residents to enjoy. LOCATION, LOCATION, LOCATION! Berry Bay is ideally positioned in the growing South Hillsborough/Wimauma area, surrounded by newer residential communities and continued development. Convenient access to US-301, SR-674, and I-75 provides easy connections to Riverview, Brandon, Tampa, St. Petersburg, and Sarasota, while keeping you close to shopping, dining, schools, parks, recreation, and Florida’s beautiful Gulf Coast. The South Hillsborough area continues to experience significant residential and commercial growth, making this an exciting opportunity to own a newer home in a community and location that continue to evolve. Nearly new construction, peaceful pond views, a newly enhanced outdoor living area, flexible interior spaces, resort-style amenities, and a convenient location—this home truly checks all the boxes. Schedule your private showing today and experience everything Berry Bay has waiting for you!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,925
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,941 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,941/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs BERRY BAY SUB
$174 vs $181
Days on market
5 vs 36 typical
Where $174/sqft sits among the 20 homes for sale in BERRY BAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
WIMAUMA 33598 — neighborhood snapshot
Population
29,119
Median age
35.8
Median income
$91,649
Median home value
$352,800
Avg household
3.1
Households w/ children
3,648
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wimauma market
$354K → $360K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
11 of 20
BERRY BAY SUB have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the WIMAUMA 33598 median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 3180 OYSTER COVE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$299,000
3180 OYSTER COVE STREET · same community
4 bd · 2.5 ba · 1,925 sqft · $155/sqft · 7 DOM
Sold · Dec ’25$224,000
3180 OYSTER COVE STREET · same community
4 bd · 2.5 ba · 1,925 sqft · $116/sqft · 105 DOM
Sold · Jun ’26$315,000
3173 SILVER DATE DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $171/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3180 OYSTER COVE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3180 OYSTER COVE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3180 OYSTER COVE STREET FAQs
What would the monthly payment be for 3180 OYSTER COVE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,941/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3180 OYSTER COVE STREET?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3180 OYSTER COVE STREET?+
The most recent tax bill on record (2025) was $7,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3180 OYSTER COVE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $335,000, this home is listed about 8% below the Wimauma median of $364,995. The market section on this page shows how the area is trending.
Which schools are assigned to 3180 OYSTER COVE STREET?+
Lennard High School (high), Cypress Creek Elementary School (elementary), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WIMAUMA 33598 market on paper
$335,000 is 4% below the WIMAUMA 33598 median of $349,900, and at $174/sqft it sits under the Wimauma average of $211.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Wimauma market that averages 36 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MEGA PROPERTY SOLUTIONS · Carmen Mejia Ropain. MLS #TB8547314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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