920 N OSCEOLA AVENUE UNIT 303, CLEARWATER, FL, 33755
Active10 days on marketListed Sep 11, 2026MLS #TB8547329
About this home
920 N OSCEOLA AVENUE UNIT 303
Luxury waterfront living takes center stage at Marina Bay 880, one of Clearwater’s premier waterfront communities. This beautifully designed residence offers 2 bedrooms plus a spacious den/office that can also serve as a third bedroom. The bright, open floor plan features sophisticated finishes throughout. The kitchen showcases white shaker cabinetry, quartz countertops, stainless steel appliances and an oversized center island with seating. The living and dining areas open to a 216-square-foot covered balcony with views of the marina and Intracoastal Waterway. The spacious primary suite features dual walk-in closets and a beautifully appointed bathroom with a large double vanity. An oversized walk-in shower features dual shower heads with separate controls. Additional upgrades include custom lighting, upgraded flooring, remote-controlled blinds, window treatments, in-unit laundry and hurricane-impact windows and doors. Marina Bay 880 offers an exceptional collection of resort-style amenities. Enjoy a 25-meter lap pool with hot tub and sun shelves, an outdoor fire table, barbecue and dining areas, putting green and full-service marina. Residents also have access to a fitness center, sauna, steam room and clubroom with a pantry and fireplace. Additional conveniences include 24/7 concierge service, secured gated garage parking, keyless entry, kayak and bicycle storage, climate-controlled storage and electric vehicle charging stations. Located minutes from Clearwater Beach, Downtown Clearwater and Dunedin, with convenient access to Tampa International Airport and St. Pete-Clearwater International Airport.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,003
Sqft
1
Garage
2021
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,228 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,228/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs Clearwater actives
$419 vs $224
Days on market
10 vs 53 typical
Where $419/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $336K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
249 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 920 N OSCEOLA AVENUE UNIT 303
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$395,000
658 SIREN WIND LANE
2 bd · 2.5 ba · 1,942 sqft · $203/sqft · 168 DOM
Sold · Jul ’26$435,000
1014 EWING PLACE
3 bd · 2.5 ba · 1,890 sqft · $230/sqft · 113 DOM
Sold · Jul ’26$685,000
100 PIERCE STREET UNIT 1205
3 bd · 3 ba · 2,130 sqft · $322/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 920 N OSCEOLA AVENUE UNIT 303 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 920 N OSCEOLA AVENUE UNIT 303 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
920 N OSCEOLA AVENUE UNIT 303 FAQs
What would the monthly payment be for 920 N OSCEOLA AVENUE UNIT 303?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 920 N OSCEOLA AVENUE UNIT 303?+
The most recent tax bill on record (2024) was $14,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 920 N OSCEOLA AVENUE UNIT 303?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $840,000, this home is listed about 201% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 920 N OSCEOLA AVENUE UNIT 303?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$840,000 runs 163% above the CLEARWATER 33755 median — but at 2,003 sqft it's also 58% larger than the typical Clearwater listing.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Christopher Schaefer II. MLS #TB8547329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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