CENTURY 21 Edge
$975,0003 bd2 ba1,712 sqft$570 /sqft$6,914 /mo all-in ↓

1484 47TH AVENUE NE, ST PETERSBURG, FL, 33703

Active3 days on marketListed Sep 18, 2026MLS #TB8547716

WaterfrontPrivate poolSingle Family ResidenceWATERWAY ESTATES SEC 2

About this home

1484 47TH AVENUE NE

WATERFRONT LIVING IN WATERWAY ESTATES where the Florida lifestyle begins right in your own backyard. Situated on a quiet cul-de-sac, this beautifully cared-for waterfront home offers an expansive waterfront setting, private dock with boat lift, sparkling saltwater pool and exceptional indoor-outdoor living—all in one of Northeast St. Petersburg’s established waterfront communities. Step inside and you’re immediately drawn to the wide-open floor plan and beautiful water views visible from nearly every room in the home. The spacious kitchen is truly the heart of the home, featuring a large center island, gas appliances and plenty of room for gathering and entertaining. The kitchen flows seamlessly into the main living area, where a wood-burning fireplace adds warmth and character while walls of windows and sliders bring in abundant natural light and showcase the waterfront setting beyond. New windows throughout are another thoughtful improvement. The split-bedroom floor plan provides privacy for both owners and guests. The primary suite is a peaceful retreat with its own en suite bath and sliding glass doors opening directly to the pool and waterfront—imagine waking up to that view every morning. A guest bedroom on the opposite side of the home also features sliders leading to a covered lanai, creating a private indoor-outdoor space that's ideal for visiting family and friends. Outside is where the Florida lifestyle truly comes to life. Spend your mornings with coffee overlooking the water, afternoons floating in the pool, and evenings relaxing under the covered lanai or out on the dock. Boaters will love having their boat just steps from the back door, ready for a day on Tampa Bay or a boat ride into downtown St. Petersburg for lunch, dinner or an evening on the waterfront. And some of this home's most valuable features are the ones you can't see. Exceptionally well cared for and thoughtfully improved, the home features new plumbing, new electrical, hurricane shutters, a whole-house generator and solar panels—and the home has never flooded. These significant improvements provide an added level of confidence while allowing the next owner to simply settle in and enjoy everything this home and neighborhood have to offer. Life in Waterway Estates is about more than the house—it's a true Florida neighborhood lifestyle. Hop on the golf cart and head to nearby Denver Park for pickleball, stop by Mariner Market, or simply cruise the neighborhood and enjoy the waterfront surroundings. Everyday conveniences are just minutes away, including Whole Foods Market, two Publix locations, The Fresh Market and Trader Joe's, along with restaurants, shopping and services throughout Northeast St. Pete. And when you're ready for downtown, you have options—go by golf cart, by boat or by car. Downtown St. Petersburg's waterfront parks, restaurants, museums, shopping, Beach Drive and the St. Pete Pier are all within easy reach. From the water views throughout the home to the pool, private dock, boating access and thoughtfully completed improvements, 1484 47th Ave NE delivers the lifestyle so many people come to St. Petersburg looking for—a home where the water isn't just something you look at, it's part of how you live.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,712

Sqft

0.23 ac

Lot size

2

Garage

1972

Year built

One

Levels

$570

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringCeramic Tile · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · L Dining · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$13,533/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Solar · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,914 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2025 actual bill$1,128
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,914/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$1,128
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $975K
$635KedgeAI estimate $766,969 · range $662K$913K$1.0M

vs edgeAI estimate

+27.1%

$/sqft vs St Petersburg actives

$570 vs $306

Days on market

3 vs 57 typical

Where $570/sqft sits among the 400 St Petersburg actives

157
123
45
27 · this home
11
37
$126–265$265–403$403–542$542–681$681–820$820+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterway Estates

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Waterway Estates — neighborhood snapshot

Population

1,144

Median age

43

Median income

$154,052

Median home value

$615,700

Avg household

3

Households w/ children

162

For the school run

Pinellas County School District

ElementaryShore Acres Elementary School★★★★
HighNortheast High School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

256 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $975,000 · 3 days on market since
1972Built · WATERWAY ESTATES SEC 2

Reality check

What actually sold near 1484 47TH AVENUE NE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1424 47TH AVENUE NESold · Jun ’26

$915,000

1424 47TH AVENUE NE · same community

3 bd · 2 ba · 1,818 sqft · $503/sqft · 83 DOM

4990 DOVER STREET NESold · Jan ’26

$725,000

4990 DOVER STREET NE · same community

3 bd · 3 ba · 1,903 sqft · $381/sqft · 41 DOM

1409 NE 49TH AVENUE NESold · Dec ’25

$600,000

1409 NE 49TH AVENUE NE · same community

3 bd · 2 ba · 1,904 sqft · $315/sqft · 311 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1484 47TH AVENUE NE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1484 47TH AVENUE NE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1484 47TH AVENUE NE FAQs

What would the monthly payment be for 1484 47TH AVENUE NE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1484 47TH AVENUE NE?+

The most recent tax bill on record (2025) was $13,533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $975,000, this home is listed about 127% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1484 47TH AVENUE NE?+

Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$975,000 runs 150% above the ST PETERSBURG 33703 median — but at 1,712 sqft it's also 29% larger than the typical St Petersburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.

04Strong assigned schools

Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Becky McConnell. MLS #TB8547716.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1484 47TH AVENUE NE, ST PETERSBURG, FL — 3 Bed, 2 Bath — $975,000 | CENTURY 21 Edge