1211 NIAGARA STREET, PLANT CITY, FL, 33563
Active8 days on marketListed Sep 12, 2026MLS #TB8547822
About this home
1211 NIAGARA STREET
Auction Property. Auction Property. Nice home in the heart of Plant City. Close to shopping of all kinds. Close to Major Highways and the interstate. No neighbors on the right side of home as it is on a creek. Located at the end of the road. All Bids must be submitted during the auction via the property's listing page. This sale is subject to a 5% minimum buyer's premium pursuant to the auction Terms & Conditions. All bids will be subject to seller approval (minimums may apply). Under FinCEN's new RRE Rule, transfers will be subject to reporting when buyers use entities or trusts to take title to residential real estate, when the transaction is all cash, privately financed or HELOC.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,113
Sqft
0.27 ac
Lot size
1
Garage
1993
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,750 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,750/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8%
$/sqft vs Plant City actives
$185 vs $207
Days on market
8 vs 53 typical
Where $185/sqft sits among the 284 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
26,313
Median age
37.9
Median income
$56,318
Median home value
$197,500
Avg household
2.62
Households w/ children
2,759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $353K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
152 of 284
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1211 NIAGARA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$205,000
1203 N MARYLAND AVENUE · same community
3 bd · 1 ba · 672 sqft · $305/sqft · 15 DOM
Sold · Apr ’26$222,000
906 W BAKER STREET
2 bd · 1 ba · 1,120 sqft · $198/sqft · 121 DOM
Sold · Dec ’25$135,000
810 W BALL STREET
3 bd · 1 ba · 1,125 sqft · $120/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1211 NIAGARA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1211 NIAGARA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1211 NIAGARA STREET FAQs
What would the monthly payment be for 1211 NIAGARA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,750/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1211 NIAGARA STREET?+
The most recent tax bill on record (2025) was $3,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $205,900, this home is listed about 49% below the Plant City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1211 NIAGARA STREET?+
Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MCPEAK REAL ESTATE FIRM · Jim McPeak. MLS #TB8547822.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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