5302 COUGAR TRAIL LANE, PLANT CITY, FL, 33565
Active5 days on marketListed Sep 15, 2026MLS #TB8547867
About this home
5302 COUGAR TRAIL LANE
Fantastic opportunity to purchase a double-wide home on 2.56 acres of land! Looking for privacy on an acreage lot, yet just a 10-min drive to highway access, schools, shopping and restaurants? This gem offers so many great features at a fantastic price!! This property was a model home in 2024, so all well/septic and HVAC are only two years old. The builder placed the home in an elevated location with extra driveway space and turn-around. The home has upgraded luxury vinyl flooring throughout, a gorgeous built-in electric fireplace, can lights, drywall & textured walls and ceilings, and features an open floor plan. The living room sliders lead out to a large, covered deck. The kitchen has a huge center island, an enormous walk-in pantry, lots of cabinets and counters too. There is also a separate laundry room. The primary bedroom features a large walk-in closet, wonderful en suite bath with double sinks, soaking tub and separate step-in shower. There is currently a small tree farm located on the property, which the new owners can leave in place for application to reduce taxes, or sell the trees and apply the profits as desired. The newer well also has a quality water softener / filtration system. This property is perfect for someone looking for an affordable home in an amazing location with plenty of privacy yet neighbors are relatively nearby. This property will qualify for FHA/VA or USDA zero-down loan. Come see all this wonderful opportunity has in store today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
2.56 ac
Lot size
2024
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,446 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,446/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
$/sqft vs Plant City actives
$203 vs $207
Days on market
5 vs 53 typical
Where $203/sqft sits among the 284 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33565 — neighborhood snapshot
Population
17,716
Median age
43.6
Median income
$67,403
Median home value
$237,600
Avg household
2.81
Households w/ children
1,795
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $353K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
152 of 284
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the PLANT CITY 33565 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5302 COUGAR TRAIL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$199,999
4080 NE 47TH STREET · same community
3 bd · 2 ba · 1,152 sqft · $174/sqft · 19 DOM
Sold · Nov ’25$209,000
4605 NE 40TH AVENUE · same community
3 bd · 2 ba · 2,248 sqft · $93/sqft · 89 DOM
Sold · Aug ’26$495,000
3720 ABRAHAM ACRES LANE
3 bd · 2 ba · 1,472 sqft · $336/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 5302 COUGAR TRAIL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5302 COUGAR TRAIL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5302 COUGAR TRAIL LANE FAQs
What would the monthly payment be for 5302 COUGAR TRAIL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,446/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5302 COUGAR TRAIL LANE?+
The most recent tax bill on record (2025) was $5,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $294,900, this home is listed about 26% below the Plant City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5302 COUGAR TRAIL LANE?+
Marshall Middle Magnet School (middle), Knights Elementary School (elementary), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PLANT CITY 33565 market on paper
$294,900 is 27% below the PLANT CITY 33565 median of $404,000, and at $203/sqft it sits under the Plant City average of $240.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Plant City market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REAL ESTATE ASSET DISPOSITION · Jim Banford. MLS #TB8547867.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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