84 CEDAR ELM DRIVE UNIT 28, SAFETY HARBOR, FL, 34695
Active7 days on marketListed Sep 15, 2026MLS #TB8548221
About this home
84 CEDAR ELM DRIVE UNIT 28
Incredible Potential in a Premier Location! Rare Fixer-Upper nestled on a beautiful tree lined street in Briar Creek the area's most desirable, well-maintained 55+ community, this 2-bedroom, 2-bathroom manufactured home offers an affordable entry into a fantastic neighborhood. Best of all? You own the land - no lot rent here! The home features a functional layout with spacious living areas. It does need a full cosmetic overhaul presenting a blank canvas for DIY buyers, investors, or anyone who wants to create their vision dream space. Briar Creek is a peaceful, friendly community with easy access to nearby shopping, dining, parks, beaches, major roadways and airports. HOA fee is $235 a month which includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa. Opportunities to buy land-owned property at this price point in such a lovely location do not last long! Sold Strictly As-Is. Needs Work.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
840
Sqft
0.15 ac
Lot size
1978
Year built
One
Levels
$94
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$912 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$912/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37.2%
$/sqft vs BRIAR CREEK MOBILE HOME COMMUNITY I CONDO
$94 vs $130
Days on market
7 vs 65 typical
Where $94/sqft sits among the 7 homes for sale in BRIAR CREEK MOBILE HOME COMMUNITY I CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
4 of 7
BRIAR CREEK MOBILE HOME COMMUNITY I CONDO have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 84 CEDAR ELM DRIVE UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$125,000
33 NEW FAWN COURT UNIT 23 · same community
2 bd · 2 ba · 864 sqft · $145/sqft · 5 DOM
Sold · Nov ’25$132,000
54 SUGAR BEAR DRIVE UNIT 20 · same community
2 bd · 2 ba · 864 sqft · $153/sqft · 88 DOM
Sold · Nov ’25$150,000
36 FOX TRAIL COURT UNIT 71 · same community
2 bd · 2 ba · 864 sqft · $174/sqft · 310 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 84 CEDAR ELM DRIVE UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 84 CEDAR ELM DRIVE UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
84 CEDAR ELM DRIVE UNIT 28 FAQs
What would the monthly payment be for 84 CEDAR ELM DRIVE UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $912/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 84 CEDAR ELM DRIVE UNIT 28?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 84 CEDAR ELM DRIVE UNIT 28?+
The most recent tax bill on record (2025) was $207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 84 CEDAR ELM DRIVE UNIT 28?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $79,000, this home is listed about 87% below the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 84 CEDAR ELM DRIVE UNIT 28?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$79,000 is 86% below the SAFETY HARBOR 34695 median of $562,400, and at $94/sqft it sits under the Safety Harbor average of $404.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Safety Harbor market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EASY STREET REALTY · Theresa Pezzolla. MLS #TB8548221.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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