
63 ROYAL PALM CIRCLE, LARGO, FL, 33778
Active7 days on marketListed Sep 13, 2026MLS #TB8548279
About this home
63 ROYAL PALM CIRCLE
Enjoy 55+ living in this spacious, freshly listed 1,400 sq ft, two-bedroom, two-bathroom home in Palm Hill Country Club. With no rear neighbors, the property offers a more private setting and a serene sense of openness. One small pet is permitted, making the home a comfortable option for pet owners. The $595.00 monthly maintenance fee covers water, sewer, trash collection, lawn care, cable, and internet. Tee off on the golf course, cool down in the pools, unwind in the hot tubs, or meet neighbors for pickleball, tennis, shuffleboard, billiards, or horseshoes. With most of the tasteful furnishings remaining for your immediate enjoyment, the seller will provide a list of items to be removed. Incredible highlights instantly catch your eye, including mostly updated energy-efficient windows, elegant crown molding, a central heating and air conditioning system installed in 2025, efficient ceiling ducts, cooling ceiling fans, modern drywall-style paneling, and rich laminate flooring sweeping throughout most of the layout. The expertly renovated kitchen is a true showstopper, displaying a fantastic center island with integrated storage and seating, brilliant modern light fixtures, and handsome cabinets and drawers accented by sleek handles and pulls. It comes fully equipped with a top-tier suite of appliances—including a refrigerator(2025), range, oven, dishwasher, disposal, and microwave. Continuing into the stunning dining room, which features bright illumination, you will find an impressive tiled buffet with a mix of glass-front and solid cabinets ideal for display. The expansive, open living room serves as a sunny retreat, offering a striking faux-wood accent wall, abundant natural light, and plenty of versatile room for grand entertainment. The comfortable guest bedroom provides wonderful functionality with its convenient wardrobe unit complete with cabinets and drawers. The inviting guest bathroom feels spa-like with durable vinyl flooring, a recently replaced chair height toilet, a classic tub-shower combination, a spacious double-sink vanity, and attractive sconce lighting flanking the mirror. The generous primary bedroom serves as a peaceful refuge, offering sleek laminate flooring, ample room for large bedroom furnishings, a private sliding glass door leading to the rear of the property, and a walk-in closet currently styled as an office—a wonderfully clever use of square footage! A luxurious en suite bathroom including a walk-in shower with a seat and glass block detail, a chair height toilet, and a tasteful dual-sink vanity accented by two separate mirrors completes this incredible layout. A carport can provide sheltered parking for 1 or 2 cars, while a protective roof-over completed in 2023, provides additional indoor comfort. You will discover tons of outdoor space, featuring lush fresh sod and plants in the rear of the home surrounding a sweet patio that is absolutely perfect for morning coffee, plus an additional seating area at the front of the carport for relaxing in the shade. A shed comes equipped with an accessible washer and dryer and an extra refrigerator. The outside breaker box has also been newly replaced (2026). A lower Florida room features tile flooring and cool A/C—a highly flexible area that could also be utilized as a third bedroom should you so choose. A golf cart is included with the home, making getting around the community a breeze. This entire property is priced at $175,000, which includes the share.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,897 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,897/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.9%
$/sqft vs PALM HILL MOBILE HOME PARK UNREC
$125 vs $127
Days on market
7 vs 54 typical
Where $125/sqft sits among the 17 homes for sale in PALM HILL MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 17
PALM HILL MOBILE HOME PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 63 ROYAL PALM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$125,000
136 ROYAL PALM CIRCLE · same community
2 bd · 2 ba · 1,400 sqft · $89/sqft · 48 DOM
Sold · Mar ’26$135,000
616 QUEEN PALM STREET · same community
2 bd · 2 ba · 1,392 sqft · $97/sqft · 352 DOM
Sold · Mar ’26$154,000
41 SABAL PALM DRIVE · same community
2 bd · 2 ba · 1,352 sqft · $114/sqft · 257 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 63 ROYAL PALM CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 63 ROYAL PALM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
63 ROYAL PALM CIRCLE FAQs
What would the monthly payment be for 63 ROYAL PALM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,897/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 63 ROYAL PALM CIRCLE?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 63 ROYAL PALM CIRCLE?+
The most recent tax bill on record (2025) was $418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 63 ROYAL PALM CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $175,000, this home is listed about 40% below the Largo median of $290,000. The market section on this page shows how the area is trending.
Which schools are assigned to 63 ROYAL PALM CIRCLE?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
02Fresh on the market
Only 7 days on market in a Largo market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8548279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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