CENTURY 21 Edge
$339,9003 bd2 ba1,056 sqft$322 /sqft$2,712 /mo all-in ↓

4014 22ND AVENUE N, ST PETERSBURG, FL, 33713

Active8 days on marketListed Sep 14, 2026MLS #TB8548331

Priced 15% below the ST PETERSBURG 33713 medianSingle Family ResidenceHARSHAW LAKE REP ADD

About this home

4014 22ND AVENUE N

This well-built 3-bedroom, 2-bath home offers exceptional bones with durable concrete block and SIP construction. Inside, you'll find original terrazzo floors throughout most of the home, complemented by tile flooring in the kitchen and bathrooms. The spacious primary bedroom features plush carpeting for added comfort. The floor plan includes a full dining room conveniently located just off the kitchen, making it ideal for family meals and entertaining. A large living room provides ample space for gathering and relaxation. The main bathroom showcases classic mid-century modern design elements, adding unique character and vintage appeal. The home's most significant improvement need has been reflected in the listing price. The insurance company has indicated that a new roof is required, with an estimated replacement cost of approximately $11,000. Additionally, the original 1950s awning-style windows on the block portion of the home are outdated, with several currently secured shut. Replacing these windows with hurricane-rated units is estimated at approximately $12,000. For buyers seeking a solidly constructed home with architectural character and the opportunity to build equity through improvements, this property presents a compelling value.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,056

Sqft

0.19 ac

Lot size

1

Garage

1958

Year built

One

Levels

$322

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Terrazzo
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane · Shingle
ConstructionBlock · SIP (Structurally Insulated Panel)
FoundationSlab
FacesNorth
ExteriorNone

Community & fees

Taxes (2025)$4,807/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,712 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$401
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,897
Interest rate6.00%
Loan term

Estimated payment

$2,712/mo

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$401
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$326KedgeAI estimate $379,594 · range $377K$386K$402K

vs edgeAI estimate

−10.5%

$/sqft vs St Petersburg actives

$322 vs $306

Days on market

8 vs 57 typical

Where $322/sqft sits among the 400 St Petersburg actives

155
128 · this home
43
27
11
36
$126–264$264–402$402–540$540–679$679–817$817+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Disston Heights

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Disston Heights — neighborhood snapshot

Population

20,983

Median age

46

Median income

$80,773

Median home value

$275,163

Avg household

2

Households w/ children

2,024

For the school run

Pinellas County School District

ElementaryNorthwest Elementary School★★★★
MiddleTyrone Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

259 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →

Paper trail

This home's history

Sep 14, 2026Listed at $339,900 · 8 days on market since
1958Built · HARSHAW LAKE REP ADD

Reality check

What actually sold near 4014 22ND AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4032 22ND AVENUE NSold · Dec ’25

$378,000

4032 22ND AVENUE N · same community

2 bd · 1 ba · 1,121 sqft · $337/sqft · 59 DOM

4526 BURLINGTON AVENUE NSold · Oct ’25

$340,000

4526 BURLINGTON AVENUE N

2 bd · 1 ba · 1,079 sqft · $315/sqft · 9 DOM

4862 BURLINGTON AVENUE NSold · Mar ’26

$425,000

4862 BURLINGTON AVENUE N

3 bd · 1 ba · 1,116 sqft · $381/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4014 22ND AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4014 22ND AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4014 22ND AVENUE N FAQs

What would the monthly payment be for 4014 22ND AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,712/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4014 22ND AVENUE N?+

The most recent tax bill on record (2025) was $4,807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $339,900, this home is listed about 21% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4014 22ND AVENUE N?+

Northwest Elementary School (elementary), Tyrone Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REX RENTALS & REALTY INC · Kym Ottaviani. MLS #TB8548331.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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