1158 OVERCASH DRIVE, DUNEDIN, FL, 34698
Active3 days on marketListed Sep 17, 2026MLS #TB8548690
About this home
1158 OVERCASH DRIVE
WELCOME TO YOUR DUNEDIN FLORIDA OASIS! Located in desirable Ranchwood Estates, this nicely remodeled property offers a unique combination of comfortable Florida living, flexibility, and income potential. Originally a 3-bedroom, 2-bath home, the property is currently configured as a 2-bedroom, 1-bath main residence plus an attached 1-bedroom, 1-bath apartment. The apartment is currently rented on a month-to-month basis for $1,700/month, and the tenant is willing to stay—providing an excellent opportunity to help offset monthly housing expenses. The space can also be reconnected to the main residence to create a traditional 3-bedroom, 2-bath home. The updated interior offers a bright and comfortable atmosphere with vinyl and tile flooring throughout. The remodeled kitchen features luxury cabinetry, sleek hardware, GRANITE COUNTERTOPS, and newer appliances. The home has been thoughtfully updated and is ready for its next owner to enjoy. Outside, the fenced backyard provides plenty of privacy and space to relax, entertain, or enjoy the Florida sunshine. Recent improvements include a NEW HVAC SYSTEM installed in 2026 and a water heater approximately five years old. The roof is approximately 12 years old. Solar panels are currently installed but are not included in the sale and will be removed in connection with the sale. Conveniently located near vibrant DOWNTOWN DUNEDIN, restaurants, shopping, parks, the marina, Dunedin Fine Art Center, TD Ballpark, Countryside Mall, the Pinellas Trail, Honeymoon Island State Park, and beautiful Gulf beaches. Offering flexibility for multi-generational living, guests, or potential rental income, this unique neighborhood at Ranchwood Estates is a wonderful opportunity to enjoy the Dunedin lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,536
Sqft
0.21 ac
Lot size
1
Garage
1973
Year built
One
Levels
$293
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,142 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,142/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Dunedin actives
$293 vs $311
Days on market
3 vs 53 typical
Where $293/sqft sits among the 240 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ranchwood Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Ranchwood Estates — neighborhood snapshot
Population
360
Median age
49
Median income
$75,187
Median home value
$326,850
Avg household
2
Households w/ children
26%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
134 of 240
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1158 OVERCASH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$537,000
1279 OVERCASH DRIVE · same community
3 bd · 2 ba · 1,564 sqft · $343/sqft · 6 DOM
Sold · Sep ’25$385,000
1317 RANCHWOOD DRIVE E · same community
2 bd · 3 ba · 1,481 sqft · $260/sqft · 32 DOM
Sold · Apr ’26$597,500
1222 RANCHWOOD DRIVE E · same community
3 bd · 2 ba · 1,461 sqft · $409/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1158 OVERCASH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1158 OVERCASH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1158 OVERCASH DRIVE FAQs
What would the monthly payment be for 1158 OVERCASH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1158 OVERCASH DRIVE?+
The most recent tax bill on record (2025) was $1,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1158 OVERCASH DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $450,000, this home is listed about 13% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1158 OVERCASH DRIVE?+
Dunedin High School (high), Garrison-Jones Elementary School (elementary), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 26% above the DUNEDIN 34698 median — but at 1,536 sqft it's also 28% larger than the typical Dunedin listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Dunedin market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Dunedin High School, Garrison-Jones Elementary School, Dunedin Highland Middle School — Garrison-Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SHORE2BAY REALTY · Jada Tadros. MLS #TB8548690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 1158 OVERCASH DRIVE but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kemarie to ping you on any price or status change →