5101 5TH STREET, ZEPHYRHILLS, FL, 33542
Active8 days on marketListed Sep 15, 2026MLS #TB8548702
About this home
5101 5TH STREET
Step back in time while enjoying the conveniences of today in this distinctive Neo-Classical Cottage, ideally situated on a spacious ¼-acre corner lot just minutes from Zephyr Park and downtown Zephyrhills. Filled with character, history, and architectural charm, this unique home offers a floor plan and features you simply don’t find in newer construction. A welcoming foyer leads into the cozy living room, with a separate dining room and kitchen nearby. The first floor also includes the primary bedroom with a sitting room/office and a convenient half bath, plus a full bath located down the hall. An addition completed in 1994 provides additional living space with a comfortable sitting area and dedicated laundry space. Upstairs, you'll find a private bedroom and full bath, along with an abundance of storage. The attic space extends around the second floor, offering excellent storage capacity while adding to the home's distinctive charm. Outside, the property continues to impress with a porch wrapping the front and side of the home, creating a welcoming spot to relax and enjoy the neighborhood. The corner lot provides plenty of outdoor space, while the detached two-car garage at the rear offers parking, storage, and additional versatility. Important updates include an HVAC system replaced in 2018 and a new roof installed in 2024, providing peace of mind while preserving the home's historic appeal. If you're looking for something beyond the ordinary, this one-of-a-kind home deserves a closer look. Loaded with character, history, and charm, and conveniently located near Zephyr Park, downtown Zephyrhills, shopping, dining, and local amenities—If you appreciate a historic home and the character that comes with it; and you enjoy timeless details that give a home a presence .... this is a must-see!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,456
Sqft
0.29 ac
Lot size
2
Garage
1930
Year built
Two
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,437 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,437/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CITY ZEPHYRHILLS
$240 vs $202
Days on market
8 vs 49 typical
Where $240/sqft sits among the 15 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
10 of 15
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5101 5TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$275,000
38245 12TH AVENUE · same community
3 bd · 2 ba · 1,520 sqft · $181/sqft · 90 DOM
Sold · Oct ’25$330,000
5835 & 5839 12TH STREET · same community
3 bd · 2 ba · 1,536 sqft · $215/sqft · 6 DOM
Sold · Sep ’26$308,000
5725 14TH STREET · same community
3 bd · 2 ba · 1,541 sqft · $200/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 5101 5TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5101 5TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5101 5TH STREET FAQs
What would the monthly payment be for 5101 5TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5101 5TH STREET?+
The most recent tax bill on record (2025) was $740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5101 5TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $350,000, this home is listed about 9% above the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 5101 5TH STREET?+
Raymond B. Stewart Middle School (middle), West Zephyrhills Elementary School (elementary), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Patty Hurlburt. MLS #TB8548702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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