209 S SAINT CLOUD AVENUE, VALRICO, FL, 33594
Active3 days on marketListed Sep 17, 2026MLS #TB8548753
About this home
209 S SAINT CLOUD AVENUE
Completely renovated and situated on nearly an acre in the heart of Valrico! This beautifully updated 3-bedroom, 2-bath home combines modern finishes with an incredible amount of outdoor space and flexibility. Step inside to a bright, refreshed interior featuring luxury-style flooring, a beautifully renovated kitchen with white cabinetry, quartz-style countertops, marble-look backsplash, stainless steel appliances, and stylish gold accents. Both bathrooms have been updated with contemporary finishes, while the spacious floor plan offers separate living and dining areas, a dedicated laundry room, and additional utility space. Outside, the oversized 0.92-acre lot provides plenty of room to spread out, entertain, garden, or create the outdoor space you've been dreaming of. A large detached 2-car garage with workshop space is ideal for vehicles, storage, hobbies, tools, or projects. Mature trees and the expansive 147x267 lot add to the property's unique appeal. Located in an unincorporated area of Hillsborough County with RSC-6 zoning, this property offers added flexibility with NO HOA and NO CDD fees. Located in Flood Zone X, with no flood insurance required by most lenders. Conveniently located near SR-60, providing easy access to shopping, dining, schools, and commuting routes into Tampa. A rare opportunity to enjoy a completely renovated home, nearly an acre of land, and a substantial detached garage—all in an established Valrico location!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,568
Sqft
0.92 ac
Lot size
2
Garage
1953
Year built
One
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs UNPLATTED
$271 vs $314
Days on market
3 vs 36 typical
Where $271/sqft sits among the 156 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33594 — neighborhood snapshot
Population
36,289
Median age
43.2
Median income
$91,969
Median home value
$300,300
Avg household
2.74
Households w/ children
4,142
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
93 of 156
UNPLATTED have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 209 S SAINT CLOUD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$415,000
7045 STAFFORD ROAD · same community
3 bd · 2 ba · 1,536 sqft · $270/sqft · 106 DOM
Sold · Dec ’25$400,000
807 SEABREEZE DRIVE · same community
2 bd · 2 ba · 1,618 sqft · $247/sqft · 5 DOM
Sold · Dec ’25$275,000
11223 SLIGH AVENUE · same community
3 bd · 2 ba · 1,620 sqft · $170/sqft · 448 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 209 S SAINT CLOUD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 S SAINT CLOUD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209 S SAINT CLOUD AVENUE FAQs
What would the monthly payment be for 209 S SAINT CLOUD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 209 S SAINT CLOUD AVENUE?+
The most recent tax bill on record (2025) was $4,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Valrico?+
At $425,000, this home is listed about 11% below the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 209 S SAINT CLOUD AVENUE?+
Valrico Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Robert Johnson. MLS #TB8548753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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