CENTURY 21 Edge
$365,0002 bd1.5 ba1,158 sqft$315 /sqft$2,836 /mo all-in ↓

1653 S EVERGREEN AVENUE, CLEARWATER, FL, 33756

Active2 days on marketListed Sep 18, 2026MLS #TB8548794

Single Family ResidenceMONTEREY HEIGHTS 1ST ADD

Come see it

Upcoming open house

Sun, Sep 20

1:00 PM – 3:00 PM

Adorable 2 bed/1.5 bath nicely maintained home with updated kitchen, new roof and so much more! Large yard in a great location!

About this home

1653 S EVERGREEN AVENUE

Virtually Staged. Welcome to 1653 South Evergreen, a 2 bed, 1.5 bath home in a terrific central Clearwater location off Belleair Road — maintained with care and extensively updated. Highlights include a 2026 roof with hurricane clips, new HVAC, a brand-new kitchen, newer windows and doors, fresh interior paint, and new baseboards. Step inside and immediately appreciate the light and bright living room, featuring beautiful terrazzo flooring that runs throughout much of the home—full of timeless character. Architectural details throughout give the home a distinctive personality, including curved ceilings, subtle archways leading into the kitchen and living room, and beadboard walls that add warmth and visual interest. Just around the corner, the dining area opens seamlessly to the brand-new kitchen, creating a welcoming space for everyday living and entertaining. The kitchen features quartz countertops, a stylish tile backsplash, crisp white shaker-style soft-close cabinetry, recessed lighting, and stainless steel appliances, including a microwave, side-by-side refrigerator, four-burner range, and dishwasher. At the rear of the home is a versatile bonus room, set apart by classic French doors. With windows on two walls, this space is exceptionally light and bright and offers plenty of flexibility for a family room, home office, playroom, or additional entertaining space. Sliding doors lead directly to the stone patio and spacious backyard, which is fenced along the sides and rear for added privacy. A convenient half bath—featuring a step-in shower and toilet—is located off the bonus room and offers direct access to the garage. Down the hallway, you'll find a coat closet as well as a linen closet with built-in shelving for excellent storage. The generously sized rear bedroom features two large windows and a spacious wall closet. The primary bedroom is located toward the front of the home and offers plenty of room, two large windows, and another generously sized wall closet with built-in shelving. The full hallway bath features a large vanity with abundant storage drawers, a tub and shower combination, and a tiled surround. Ceiling fans with lights are featured in both bedrooms, the living room, and the dining area, adding comfort and functionality throughout the home. A spacious two-car garage provides even more convenience and includes the laundry area, overhead cabinetry, and a utility tub sink. Outside, enjoy the stone patio and generously sized fenced backyard—perfect for relaxing, entertaining, gardening, or simply enjoying Florida's beautiful weather. This is a delightful home where the important work has already been done, offering a move-in-ready opportunity that's hard to find.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,158

Sqft

0.21 ac

Lot size

2

Garage

1959

Year built

One

Levels

$315

Per sqft

Pets allowed

Inside

FlooringTerrazzo · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Wood Cabinets · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,390/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$366
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,836/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$366
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$314KedgeAI estimate $341,427 · range $327K$359K$380K

vs edgeAI estimate

+6.9%

$/sqft vs Clearwater actives

$315 vs $224

Days on market

2 vs 53 typical

Where $315/sqft sits among the 400 Clearwater actives

175
126
53 · this home
12
10
24
$119–213$213–307$307–401$401–495$495–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Monterey Heights

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Monterey Heights — neighborhood snapshot

Population

731

Median age

34

Median income

$84,107

Median home value

$384,300

Avg household

3

Households w/ children

59%

For the school run

Pinellas County School District

ElementaryPonce De Leon Elementary School★★★★
HighLargo High School★★★★★
MiddleLargo Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

250 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $365,000 · 2 days on market since
1959Built · MONTEREY HEIGHTS 1ST ADD

Reality check

What actually sold near 1653 S EVERGREEN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1660 S JEFFERSON AVENUESold · Sep ’26

$330,000

1660 S JEFFERSON AVENUE · same community

3 bd · 2 ba · 1,302 sqft · $253/sqft · 12 DOM

1333 BAYVIEW DRIVESold · Aug ’26

$500,000

1333 BAYVIEW DRIVE · same community

4 bd · 2 ba · 1,829 sqft · $273/sqft · 18 DOM

255 WERTZ DRIVESold · Aug ’26

$284,900

255 WERTZ DRIVE

2 bd · 2 ba · 1,162 sqft · $245/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1653 S EVERGREEN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1653 S EVERGREEN AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1653 S EVERGREEN AVENUE FAQs

What would the monthly payment be for 1653 S EVERGREEN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1653 S EVERGREEN AVENUE?+

The most recent tax bill on record (2025) was $4,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1653 S EVERGREEN AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $365,000, this home is listed about 31% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1653 S EVERGREEN AVENUE?+

Ponce De Leon Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Vanessa Leonard. MLS #TB8548794.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1653 S EVERGREEN AVENUE, CLEARWATER, FL — 2 Bed, 1.5 Bath — $365,000 | CENTURY 21 Edge