2561 REGAL RIVER ROAD, VALRICO, FL, 33596
Active4 days on marketListed Sep 16, 2026MLS #TB8548907
About this home
2561 REGAL RIVER ROAD
Welcome to River Ridge Reserve! This stunning 4-bedroom, 3.5-bath pool home offers the perfect combination of comfort, style, and convenience. The beautifully remodeled master bathroom and updated kitchen feature modern finishes, while the spacious family room with fireplace creates a warm and inviting atmosphere. Luxury tile plank flooring flows throughout the home, offering both elegance and durability. Upstairs, a versatile bonus room provides the perfect space for a media room, playroom, or private retreat. Step outside to enjoy your private pool and spa, spacious lanai, and large yard, ideal for relaxing or entertaining. The oversized 3-car garage offers plenty of room for vehicles, storage, and more. Recent updates include fresh interior paint (2025), new AC (2025), new water heater (2024), and a roof replaced approximately 6 years ago. Located on a beautiful tree-lined street in an A-rated school district, this home is conveniently close to shopping, dining, and major highways. Don't miss the opportunity to make this exceptional home yours!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,245
Sqft
0.36 ac
Lot size
3
Garage
1997
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,558 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,558/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Valrico actives
$200 vs $215
Days on market
4 vs 36 typical
Where $200/sqft sits among the 197 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Ridge Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
River Ridge Reserve — neighborhood snapshot
Population
1,504
Median age
42
Median income
$100,996
Median home value
$373,400
Avg household
3
Households w/ children
178
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
125 of 197
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2561 REGAL RIVER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$680,000
2513 REGAL RIVER ROAD · same community
4 bd · 4 ba · 3,772 sqft · $180/sqft · 311 DOM
Sold · Jul ’26$660,000
4609 COMPASS OAKS DRIVE
5 bd · 3 ba · 3,232 sqft · $204/sqft · 27 DOM
Sold · May ’26$575,000
4401 ARRANMORE CIRCLE
5 bd · 4 ba · 3,285 sqft · $175/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2561 REGAL RIVER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2561 REGAL RIVER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2561 REGAL RIVER ROAD FAQs
What would the monthly payment be for 2561 REGAL RIVER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,558/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2561 REGAL RIVER ROAD?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2561 REGAL RIVER ROAD?+
The most recent tax bill on record (2025) was $7,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2561 REGAL RIVER ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $649,900, this home is listed about 37% above the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2561 REGAL RIVER ROAD?+
Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,900 runs 42% above the VALRICO 33596 median — but at 3,245 sqft it's also 45% larger than the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Valrico market that averages 36 — if it fits, move quickly.
04Strong assigned schools
Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TRUENORTH REALTY OF FLORIDA LLC · Joe Alvarez. MLS #TB8548907.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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