CENTURY 21 Edge
Short-Term Rental Eligible
$1,350,0004 bd3 ba3,179 sqft$425 /sqft$8,834 /mo all-in ↓

510 CREEKSIDE COURT, SAFETY HARBOR, FL, 34695

Active4 days on marketListed Sep 16, 2026MLS #TB8548911

Single Family ResidenceCREEKSIDE SUB

Come see it

Upcoming open house

Sun, Sep 20

12:00 PM – 2:00 PM

About this home

510 CREEKSIDE COURT

Experience exceptional luxury, privacy and peace of mind in this move-in and storm-ready, stunning Safety Harbor home, nestled in the gated Creekside subdivision, an exclusive enclave of only 10 homes with expansive lots. A 1-acre home site and cul de sac location makes this residence a much-coveted find offering a rare sense of space and seclusion just blocks from the dining, boutiques, events and waterfront charm of downtown Safety Harbor. Built in 2013, hallmarks of this home include an open concept, soaring ceilings, 8-foot doors and elegant coffered details. The owner has made substantial investments with a most recent upgrade in 2023 for extensive updated flooring, kitchen, guest bathrooms, laundry and exterior and interior paint. Plus all windows and doors are Pella hurricane impact and a whole house generator was installed in 2019. Gorgeous engineered hardwood flooring graces the living areas and gives the home an elegant yet comfortable feel. Designed for effortless everyday living and memorable entertaining, the versatile great-room floor plan features 4 bedrooms, plus an office or den, an expansive bonus room and beautifully updated living spaces. The dramatic dining room can double as a lounging area perfect for wine tastings and complete with rich wood cabinetry with display cabinets, a Tylza dual-zone wine fridge and a feature wall with custom wine rack. Flowing seamlessly into the great room and spacious breakfast area, the gourmet kitchen offers a true chef’s workspace accented with quartz countertops, an expansive counter-height breakfast bar with plenty of seating plus updated wood cabinetry and a custom designed walk-in pantry. A signature six-burner BlueStar natural gas range ($12,000) takes center stage with stainless steel appliances including a 2nd built-in oven and microwave, GE Profile refrigerator and Bosch dishwasher. As a private retreat, the spacious primary suite features two walk-in closets outfitted with custom cabinetry. Its luxury bath features a statement soaking tub, dual vanities and a large walk-in shower. For guests or family, 3 additional bedrooms provide comfortable accommodations complemented by luxury vinyl plank flooring, updated baths with quartz countertops and gorgeous tile. Indoor-outdoor living is elevated by the oversized bonus room which is thoughtfully designed to open directly onto the enlarged screened patio and serves as the perfect spot for a game of pool and gatherings. Host with ease with an impressive outdoor kitchen, equipped with an expansive gas grill and hood, additional cooktop burners and gleaming granite countertops. The fully pavered and expanded patio creates a private resort-style setting with no rear neighbors, generous covered and open space for relaxation and comes complete with a deluxe swim spa—with integrated hot-tub seating. Additional upgrades include a tankless water heater, whole-home water filtration and water softening systems and even a VersaLift attic storage elevator. Exterior additions include gutters for the entire home, French drains in front and back, custom landscaping and lighting, a closed-circuit camera system (2023) and the concrete driveway and walkway were replaced with stunning pavers, enhancing this home’s stunning curb appeal and entry. Some furnishings and patio furniture are negotiable. A premier opportunity to enjoy a stunning, move-in ready home in an exclusive setting just 5 minutes to popular downtown Safety Harbor!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,179

Sqft

1.07 ac

Lot size

3

Garage

2013

Year built

One

Levels

$425

Per sqft

Trees/Woods viewNegotiable

Inside

FlooringCarpet · Engineered Hardwood · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingDriveway
ExteriorFrench Doors · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Private Yard

Community & fees

HOA fee$180/mo
Taxes (2025)$8,443/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,834 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,285
PMI (est., until 20% equity)$506
Property tax — 2025 actual bill$704
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $135,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $135,000
Interest rate6.00%
Loan term

Estimated payment

$8,834/mo

Principal & interest$7,285
PMI (est., until 20% equity)$506
Property taxes (actual bill)$704
HOA / condo fee$180
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$919KedgeAI estimate $1,080,282 · range $957K$1.2M$1.4M

vs edgeAI estimate

+25%

$/sqft vs Safety Harbor actives

$425 vs $333

Days on market

4 vs 65 typical

Where $425/sqft sits among the 87 Safety Harbor actives

23
24
14 · this home
5
8
13
$125–230$230–335$335–440$440–545$545–651$651+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Creekside, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityCreekside
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,850/mo median

MarketSafety Harbor
Annual gross at median$34,200
Gross yield on this price2.5%
Homes for rent right now11

Live Safety Harbor rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Creekside

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Creekside is a short-term-rental community. See the full guide →

SAFETY HARBOR 34695 — neighborhood snapshot

Population

17,882

Median age

50.6

Median income

$96,138

Median home value

$418,200

Avg household

2.42

Households w/ children

1,727

For the school run

Pinellas County School District

HighCountryside High School★★★★★
ElementaryLeila Davis Elementary School★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Safety Harbor market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$548K$554K

Safety Harbor median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

45 of 87

Safety Harbor actives have cut their price

Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 141% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $1,350,000 · 4 days on market since
2013Built · CREEKSIDE SUB

Reality check

What actually sold near 510 CREEKSIDE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

512 CREEKSIDE COURTSold · Sep ’25

$1,320,000

512 CREEKSIDE COURT · same community

4 bd · 3 ba · 3,630 sqft · $364/sqft · 70 DOM

288 SW INWOOD COURTSold · Jul ’26

$425,000

288 SW INWOOD COURT · same community

5 bd · 2 ba · 2,334 sqft · $182/sqft · 9 DOM

1790 MAIN STREETSold · Mar ’26

$1,175,000

1790 MAIN STREET

4 bd · 4 ba · 3,123 sqft · $376/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 510 CREEKSIDE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 510 CREEKSIDE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

510 CREEKSIDE COURT FAQs

What would the monthly payment be for 510 CREEKSIDE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,834/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 510 CREEKSIDE COURT?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 510 CREEKSIDE COURT?+

The most recent tax bill on record (2025) was $8,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 510 CREEKSIDE COURT be rented short-term?+

Yes — this home sits inside Creekside, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 510 CREEKSIDE COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Safety Harbor?+

At $1,350,000, this home is listed about 125% above the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.

Which schools are assigned to 510 CREEKSIDE COURT?+

Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,350,000 runs 141% above the SAFETY HARBOR 34695 median — but at 3,179 sqft it's also 67% larger than the typical Safety Harbor listing.

02Zoned for nightly rentals

Creekside is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

04Fresh on the market

Only 4 days on market in a Safety Harbor market that averages 65 — if it fits, move quickly.

05Strong assigned schools

Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Claudia Tweed. MLS #TB8548911.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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510 CREEKSIDE COURT, SAFETY HARBOR, FL — 4 Bed, 3 Bath — $1,350,000 | CENTURY 21 Edge